Hybrid Quality Control Specialist (Lending) at Dade County Federal Credit Union

                                                                             Quality Control Specialist - Lending

Location:

Main Branch

1500 NW 107th Ave, Sweetwater, FL, 33172

Salary:

Starting $22.00

Summary

Oversee the Quality Control Department, in addition to a highly visible position working directly with the COO & interacting daily with all levels of Management both inside & outside of the Dade County Federal Credit Union. This Role is including but not limited to scheduling, typing/word processing, filing and other duties as required. In the absence of the COO, the candidate regularly exercised discretionary judgment in the day-to-day performance of his/her duties. Uses own discretion as to work procedures-understanding the confidential nature of work.

Duties & Responsibilities:

• Conducts quarterly review of credit analyst underwriting to determine accuracy and provide written report and feedback
• Attend Executive meetings as needed
• Prepares expense reports for COO, reconciles Corporate VISA account
• Reconciliation of General Ledgers monthly
• Preparation and distribution of various reports and updates on Legislative and or Regulatory changes in the Lending Industry
• Track and file all reconciliations for Lending
• Prepare monthly Indirect Lending Portfolio Risk Reports, maintain all dealer files, conduct annual reviews and audit all Indirect Lending files to ensure compliance and adherence to policies.
• Implement and prepare monthly reports related to findings and adverse risk trends
• Prepare and conduct annual evaluations
• Having a multifaceted Role with the COO such as managing their calendar, travel arraignment, phone calls, handling confidential information and special projects, additional tasks as needed.
• Oversee maintenance of organization’s departmental policies 
• Assist in the maintaining files on all vendor programs utilized in the Lending Department, including follow-up of timely program updates
• Work with 3^rd party vendors to enhance relationships and develop goals and expectations
• Work in Tandem with various departments to implement new products or services.
• Process Dealer Reserves Payments Monthly
• Perform review of all employee loans for accuracy and compliance
• Compile/Review/Respond to Annual Audit Requests from NCUA as well as Internal Audit Department of DCFCU
• Compile and work in Tandem with 3^rd party vendor to perform organization annual portfolio analysis
• Handle escalated request by members. Provide either written responses or resolutions.
• Implement a structured loan review procedure on Indirect Lending files to ensure adherence to underwriting guidelines and potential frauds, as well as identifying trends, overrides and or exceptions
• Prepare other reports assigned by Management
• Receives records, reviews and follows-up on periodic reports due from Senior Staff and maintains their confidentiality
• Cross trained with Director of Quality Control (Deposit Ops) to assist as needed.

Qualifications & Requirements:

• High School graduate or equivalent.
• At least one year related experience in a clerical support role.
• Excellent verbal and written communication skills
• Must possess exemplary organizational skills.
• Must be self-motivated, flexible, detail oriented; able to handle multiple projects and tasks
• Knowledge of PC applications, including but not limited to Microsoft Office (Excel, Word, Outlook)
• Complete understanding of the Credit Union’s products, services, policies and procedures (specifically new accounts), account structure, account ownership rules and basic teller work processing.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.