MUFG 2026 Apprenticeship Programme: Structured Finance – Portfolio & Asset Management bei MUFG

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

We are MUFG. With over 360 years of heritage and more than 120,000 employees in 40 countries, we’ve grown to become one of the top ten banks in the world.

Combining our global network and financial strength with a dedication to becoming the world's most trusted financial group, we pride ourselves on exceeding client expectations and building long-term relationships. We support our clients and protect their interests with the highest levels of professionalism and expertise, while also serving society and fostering a sustainable vision for growth.

Our Business Areas

Our business offers a comprehensive product suite to clients around the world through key business lines in the primary and secondary markets such as Debt Capital Markets, credit, FX rates, equities, and structured products.

Our commercial banking arm is a leading corporate lending bank offering an intensive range of services from Project Finance  and Syndicated Loans through to Transaction Banking  and Asset Finance.

By joining MUFG, you’ll have the opportunity to enhance your financial expertise and become part of a truly international organisation.

With our global reach and collaborative culture, you have the opportunity to create a brighter future at MUFG

What to Expect

As a part of our two-year Apprenticeship programme you will be studying towards a Level 6 Financial Services Professional Apprenticeship (18 months) – leading to the Associated Chartered Banker Diploma. This apprenticeship develops skills and knowledge to demonstrate, in depth, the core technical knowledge and key practical skills that a professional and ethical banker requires.

Our market leading Structured Finance (ESFO) department is responsible for originating and structuring project finance transactions in the EMEA region across the Infrastructure and Energy sectors. As part of Global Corporate & Investment Banking EMEA (GCIB), ESFO’s main responsibilities include the structuring, financial and rating advisory, and the execution of loans for our clients in the region.

The Portfolio & Asset Management team plays a pivotal role within ESFO, looking after a portfolio of c.300 transactions across multiple sectors, geographies and industries from financial close to maturity. The team is made of 20+ highly experienced and motivated individuals, coming from a various range of backgrounds and experiences.  We partner with multiple stakeholders within and outside the bank to drive performance, generate value/mitigate risk and we act as trusted resource on financial matters. We strive to build “best in class” portfolio and agency functions and we aim to be a reference point in the sector.

The role will entail some Portfolio & Asset Management administrative support and,eventually, managing a small portfolio of straight forward project finance assets, undertaking all necessary credit monitoring activities across a variety of sub sectors including Energy, Natural Resources, Infrastructure and Housing Finance.  Key responsibilities will include:

• Developing a basic understanding of credit risk / portfolio monitoring via on the job training, internal credit analysis courses and self-development/ learning.
• Assist with the monitoring and analysis of credit risks regarding the portfolio of assets under your control and recommendation of appropriate courses of action. Support to be provided, as appropriate, by more senior members of the team to assist development of project finance credit skills. The number and complexity of transactions to be managed will be assessed based on the rate of progress made.
• Managing a variety of workflows within pre-agreed timescales / deadlines.
• Support dealing with client requests via related waivers / consents via Senior Management / London / Amsterdam / Tokyo Credit functions.
• Performing administrative functions in an efficient and responsive manner to manage legal and operational risks and to assist the overall efficiency of the unit and to enhance the Bank’s reputation externally.
• Assisting with the smooth transfer of new assets to the Portfolio & Asset Management team.
• Working with colleagues in Credit to ensure an effective dialogue on risk related issues and to maintain a culture of co-operation.
• Identifying potential business opportunities from within the existing portfolio and assisting new business initiatives as required, including refinancing of existing assets.
• Supporting Agency, Security Trustee and Account Bank activities. 
• Developing and maintaining a strong network with the relationship teams, product areas and support functions within MUFG, in order to effectively grow and sustain the franchise.

As a part of a select intake, you will have the opportunity to learn from some of the best professionals in the industry.  We’re highly team-driven, but you’ll still find plenty of opportunity to shine as an individual. In our open and inclusive environment, senior colleagues will know who you are and will see the work you do.  In addition, your buddy and mentor will make sure you have all the support you need to succeed. And you’ll enjoy an ongoing commitment to your development as you build a lasting and rewarding career with us.

Join Our Team

We look for talented, motivated and ambitious people who will be able to help drive our business forward. Successful candidates will have:

• Minimum of grade 4/C GCSE (or equivalent) in English Language and Maths, and three A-levels (or equivalent) including minimum grade of 6/B in Maths or Physic to be eligible to apply.
• Have a strong interest in financial markets
• Strong verbal and written communication skills
• Attention to detail and ability to work within a fast-paced environment
• Results driven with a strong sense of accountability and integrity
• Self-starter, proactive and enthusiastic with a ‘can do’ attitude
• Ability to manage large workloads and tight deadlines
• A structured and logical approach to work
• Strong numerical and problem solving skills
• Excellent Microsoft Office skills including Word, Excel and PowerPoint

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.