Consumer Loan Processor bei Horizon Farm Credit
Horizon Farm Credit · Greenville, Vereinigte Staaten Von Amerika · Onsite
- Professional
- Optionales Büro in Greenville
Consumer Loan Processor
Are you passionate about supporting agriculture and rural communities? Do you thrive in a relationship-driven environment where your analytical skills and customer service make a real impact? If so, we want to hear from , you!
As a Consumer Loan Processor at AgCarolina Farm Credit, you’ll play a key role in processing consumer home and lot loans and other disclosures subject to TRID. This job requires an ability to process consumer loan requests timely and accurately while observing all related Federal, State, and FCA regulatory rules and regulations. You should enjoy the challenge of a fast-paced, team-oriented work environment where you maintain excellent attention to detail and customer service skills. You’ll be part of a culture that values mentorship, candid conversations, and timely decision-making—all in service of agriculture and rural communities.
What You’ll Do:
- Prepare various loans documents in accordance with approved credit package, ensuring terms, rates, conditions, collateral, descriptions, and other related information is accurately conveyed to the borrowing entities
- Prepare and submit attorney instruction letters, ensuring the attorney provides accurate and timely services for loan closings
- Work closely with the Loan Officer, Financial Specialists, Servicing Specialists, and 3rd party attorney/closing agents to ensure an accurate and timely loan closing is completed. Process and verify that all intended collateral lien positions are perfected
- Ensure scanning and filing of pertinent loan documents, forms, and checklists are completed timely to result in a properly set up loan file in accordance with ACA policy and procedure
- Prepare appropriate loan funding, which may include check(s) and/or wires. Ensure funding is in accordance with ACA internal control policy and procedure
- Timely and accurately book loan transactions to the system, ensuring both cash and non-cash processing is completed
- Ensure accuracy between the approved credit package, documents, and final system data entry.
- Complete initial post-closing loan verification and document quality review to ensure complete and accurate financial reporting
- Assist when needed with incoming phone calls and branch visitors. Focus on building strong relationships in order to return maximum value
- Adhere to the ACA’s internal controls and compliance policy and procedures as it relates to all actions performed
- Efficiently supports and prioritizes high quality loan servicing and accounting from application through loan satisfaction/release
What We Value:
At AgCarolina, we believe in:
- Customer Focus – Building strong relationships through responsiveness and professionalism
- Collaboration – Working closely with your team and other departments to deliver exceptional service
- Excellence – Bringing precision, organization, and integrity to everything you do
- Growth – Enjoying opportunities for development, innovation, and meaningful contribution
What We’re Looking For:
- Education and/or experience equivalent to a Associate’s degree in business, finance, accounting, or agricultural economics
- 2 years of relevant experience, preferred
- Strong interpersonal, customer service, organization, and problem-solving skills
- Self-starter with strong analytical, judgement, and communication (oral and written) skills
- Capability to handle high stress situations in both a business and professional manner
- Computer experience with intermediate skills in Windows, Microsoft Word, Microsoft Excel, and PowerPoint
- Quick learner, strong problem solver, and adaptable
- Work independently under general supervision
- Foster and promote a team atmosphere
Why Join Us?
If you're looking for:
- Competitive pay, including eligibility for incentive pay
- Comprehensive benefits (medical, dental, life, LTD, and others)
- Company-matched 401(k) (100% match of the first 6% you defer)
- Commitment to training and professional development
- Meaningful work that allows you to make a difference in agricultural and rural communities
- Opportunities for work-life balance
- A great work environment with colleagues who share a commitment to our core values
AgCarolina Individual Competencies:
- Communicates Effectively
- Action-Oriented
- Makes Good Decisions
- Collaborates
- Focuses on Our Members
- Welcomes Everyone and Treats Them Fairly
- Leadership
Internal candidates must have at least 1 year of Farm Credit experience, a Fully Successful rating or higher on their most recent performance review and have been in their current role for at least 1 year before applying.
Interview Process:
Applications received within the first 2 weeks of posting date will receive priority consideration. The position will remain open, however, until the vacancy is filled.
- Phone Screen with AgCarolina HR Representative
- In-person interview
Equal Opportunity Employer/including Disabled/Veterans. AgCarolina is unable to sponsor employment visas at this time.
Company
AgCarolina Farm Credit is the largest ag lending cooperative operating in North Carolina with a local presence throughout the territory. The Association has approximately $3.1 billion in gross loan volume, serving more than 6,000 members.
Our purpose at AgCarolina Farm Credit (ACA) is to serve the agricultural industry and our rural communities, yielding a more prosperous future for all. We are committed to providing constructive credit and financial services to grow the success of our members, one local relationship at a time.
We believe that an inclusive team of employees is the best way to serve our agricultural and agribusiness customers. AgCarolina refers to our diversity initiatives as inclusion initiatives. With inclusion, we seek to involve all employees, management team, and board in fostering an environment that encourages and acknowledges the positive contributions individuals from all backgrounds can make in the success of our organization. By embracing and leveraging our unique strengths we establish ourselves as a positive corporate citizen and an employer of choice.
We are committed to attracting and developing an outstanding team of employees and supporting each one to achieve his or her full potential. Our success at AgCarolina GROWS by:
• Growing our people and association
• Relationships built on respect, trust, and integrity
• Owning responsibility for our attitudes, actions, and job performance
• Welcoming everyone and treating them fairly
• Serving one another, members, and local communities
In addition to our Core Values, AgCarolina has established competencies for employees, leadership, and senior leadership positions. These competencies are designed to provide a clear picture of the daily actions one can take and develop over time to add value to the Association and enhance their professional growth.
Equal Opportunity Employer/including Disabled/Veterans. AgCarolina is unable to sponsor employment visas at this time.
