Hybrid Area Manager Coastal Lending bei Prime Residential Mortgage Inc.

Position purpose - Responsibilities/Duties/Functions/Tasks

The purpose of this position is to work with the division manager to grow the division by concentrating on a specific area.  Exercise complete responsibility for all branches within the area manager’s supervision.  These responsibilities include directing, coordinating, and monitoring all sales, branch operations, and personnel development activities to create a business operation that increases sales, profitability, market share, and customer and employee satisfaction.

§  Assesses local market conditions, identifies current and prospective sales opportunities, and develops forecasts, financial objectives, and business plans for branches within the Division

§  Analyzes and exercises independent judgment and discretion in advancing PRMI’s business objectives and the interests of PRMI’s customers regarding significant financial decisions

§  Develops, implements, and maintains sales and profitability plans according to account management principles

§  Carries out major assignments affecting business operations of the employer or the employer’s customers

o   Performs the following tasks in completion of major assignments if the branch manager is a loan originator:

·        collects and analyzes information regarding the customer’s income, assets, investments, or debts

·        analyzes applicant data, credit, and collateral property value

·        determines which financial products best meet the customer’s needs and financial circumstances

·        provides advice to the customer regarding the advantages and disadvantages of available financial products

·        markets, services, or promotes the employer’s financial products

§  Directs all operational aspects of the branches which include distribution operations, customer service, human resources, administration, and sales in a manner that supports reaching the profitability goals of each branch

§  Ensures that all areas of work performance or departments are properly staffed and directed within assigned area

§  Provides training, coaching, development, and motivation to bring out the best in each team member

§  Responsible for guiding and assisting branch management with the orientation and evaluation of all employees

§  Oversees financial management at the branch level

§  Recommends desirable changes in the policies and goals of the branch and the division

§  Works with branches to create organizational objectives and budgets, ensuring financial accountability at the branch level

§  Communicates effectively with branches and senior managers concerning effective practices, competitive intelligence, business opportunities, and needs 

§  Assists the branches in responding to employee satisfaction issues in a prompt and timely fashion

§  Promotes high ethical standards while complying with government regulations

§  Maintains and enforces personnel policies

§  Regularly evaluates the effectiveness of the branch operation to ensure policies are being observed and the profitability goals of the branch, division, and organization are being achieved

§  Works with the Division President and branch management to provide remedies and solutions, or corrective action, as needed

§  Increases personal knowledge and expertise in business, appropriate technology, etc.

§  Follows and enforces company policies and procedures

§  Performs other duties as assigned

Supervisory Responsibilities

§  Directly responsible for supervising staff within the region.

Qualifications

·        A minimum of ten (10) years of Mortgage experience, preferably in a management role

·        Basic reading, writing, and arithmetic skills are required with a strong attention to detail

·        Strong communication skills, both written and oral

·        Ability to effectively and professionally handle difficult situations that may arise when working with branches/divisions

·        Ability to multi-task

·        Knowledge of Microsoft Excel and Microsoft Word

·        Familiarity with Accounting terms and procedures (e.g. debits, credits, General Ledgers, etc.)

Preferences

·        Licensed as an MLO

·        Typing Speed of 50 wpm

·        Reporting Skills, Administrative Writing Skills, Microsoft Office Skills, Managing Processes, Organization, Analyzing Information, Professionalism, Problem Solving, Supply Management, Inventory Control, Verbal Communication

Company Conformance Statement

In the performance of assigned tasks and duties all employees are expected to conform to the following:

·        Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines.

·        Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities.

·        Contribute to establishing a respectful workplace where diversity is critical to innovation and growth.

·        Ensure every action and decision is aligned with PRMI values.

·        Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI.

·        Realize team synergies through networking and partnerships across PRMI.

·        Embrace change; act as advocate and role model, promoting an approach of continuous improvement.

·        Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs.  Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions.

·        Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.

·        Work effectively as a team contributor on all assignments.

·        Perform quality work within deadlines.

·        Respect client and employee privacy.

Work Requirements

Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting.  To maintain and ensure secure privacy of borrower (and other protected) information, an essential function of this job may require physical attendance in a defined office space. (i.e. branch or corporate office location).  Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required.

Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.