Accountant I at BLACK HILLS FEDERAL CREDIT UNION

Description

Who We Are

We have the fundamental belief that we, as an organization, can and will improve lives. Rooted in the centuries-old credit union philosophy of people helping people, we maintain a simple premise. Those we interact with will receive equal and just treatment, devoid of intolerance, false judgment, racism, or discrimination of any kind. We must not accept less if we are to fulfill our mission, "We Improve Lives." This mission empowers us to serve the greater good and to make a difference in our world. Our cooperative structure creates a cycle of mutual assistance towards the common goal of the financial well-being of members.

At Black Hills Federal Credit Union (BHFCU), we’re committed to improving the lives of our members every day, and we look for people who share that passion. Don’t have a ton of financial industry experience? No problem. Our onboarding includes an orientation program with ongoing training to help staff further their career at BHFCU by building on their existing strengths.

General Purpose: Assist with maintaining the Credit Union’s financial records by preparing daily general ledger transactions, monthly financial reports, and performing various accounting duties. Assist, Accounting Manager on projects as they arise. 

Essential Duties/Responsibilities: Accountant I | II

• Responsible for reconciliation of various loan balances and related deferral accounts.
• Assist Accountant in reconciling Student Loan Participation Activities.
• Balance Money Order and Cashier Checks Accounts.
• Month end processing activities to include: creation of month end vouchers to record various deferrals, track charge-off recovery payments, and create detail trial balance history. Reconcile several balance sheet accounts.
• Assist in writing and updating accounting procedures and review team member reports and spread sheets.

Accountant I:

• Assist with Accounts Payable mailings and reconcile Accounts Payable liability account and Outstanding Checks.
• Monitor and record activity for repossessions and other assets.
• Clear various ACH accounts for posting to the GL.

Accountant II:

• Prepare monthly and quarterly financial and statistical reports as requested by the Accounting Manager, CFO, or President. Ensure that all assigned reports are prepared in an accurate and timely manner.
• Responsible for research and implementation of new accounting-related systems as assigned by the Accounting Manager or CFO. Additionally, research data and design complex reports, utilizing spreadsheet software.
• Work closely with NCUA examiners and independent auditors to ensure access to Credit Union documents necessary to perform reviews of the Credit Union operations.  Responsible for preparation of auditing schedules deemed necessary by auditors/examiners, Accounting Manager, or CFO.

Other Duties/Responsibilities:

• Back-up duties for other staff members as vacation and workloads require.
• Assist in locating and correcting any out-of-balance general ledger conditions.
• Assist employees in resolving member problems when asked.
• Perform other duties as assigned.

Job Knowledge:

• Working knowledge of organization's policies/procedures and Credit Union's service philosophy.
• Working knowledge of the Credit Union's products and services.
• Working knowledge of safety and security program for false alarms, robberies, bomb threats and extortion.
• Working knowledge of Credit Union's in-house computer system.
• Working knowledge of general accounting principles (GAAP).
• Working knowledge of computer software programs: i.e., Microsoft Excel & Word.

Job Qualifications (Skills):

BHFCU is committed to working with its employees to reasonably accommodate them with the physical aspects of the position.  The following list outlines the physical considerations that are normally encountered in this job.

• Vision:  A sighted person to read and interpret financial data.
• Speech/Hearing:  Ability to communicate verbally and in writing with staff, members and vendors.
• Manual Dexterity:  Ability to perform necessary computer-related input.
• Physical Mobility:  Limited mobility required.  Requires the ability to work flexible hours.

Job Qualifications (Ability):

• Ability to assess needs of multiple members and prioritize requests to ensure that all members receive the highest quality service possible.  Ability to handle daily routine with moderate freedom to interpret and act upon various situations.
• Ability to prioritize multiple, and sometimes, conflicting tasks.
• Ability to present a professional and personable personality that communicates to members and visitors that the Credit Union is a professional financial institution.
• Ability to interact with more than one department daily.
• Ability to work within precise standardized guidelines with some latitude to make decisions and take initiative to resolve problems or unique circumstances.
• Ability to possess versatility and flexibility to successfully serve as a back-up to other positions as required.
• Ability to handle financial record keeping requirements to keep personal work updated and accurate.
• Ability to accept limited responsibility for funds/records.         
• Ability to accept responsibility for access to confidential data.

Job Qualifications (Education/Experience):

Accountant I: Job requires a two-year college level of language, math and reasoning skills.  Accounting classes preferred.  Two years’ experience in a related field with equal responsibilities is acceptable.  Formal training should be supplemented with continuing education.

Accountant II: Bachelor’s degree preferred, with an emphasis in accounting or finance. Significant course work in accounting preferred.  Three years experience in a related field with equal responsibilities is acceptable.  Formal training should be supplemented with continuing education.

Working Conditions:

Material and Equipment Involved

• Personal Computer      
• In-House Computer System
• 10-Key Calculator
• Facsimile Machine
• Photocopy Machine     
• Federal Reserve Fedline Software
• Empire Corp’s Superhighway Software
• Microsoft Office Software
• Internet

Work Environment/Physical Activities

Occasional travel to one of BHFCU’s branch locations or attendance at community events may be required.

Physical Requirements

Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 5 lbs. Must be capable of climbing/descending stairs in emergency situation. Must be able to operate routine office equipment including telephone, copier, facsimile, and calculator. Must be able to routinely perform work on computer for an average of 6-8 hours per day. Must be able to work extended hours whenever required or requested by management. Must by capable of regular, reliable and timely attendance.

Working Conditions

Must be able to routinely perform work indoors in climate-controlled shared work area with moderate noise.

Mental and/or Emotional Requirements

Must be able to perform job functions with supervision and work effectively either on own or as part of a team. Must be able to read and carry out various instructions and follow oral instructions. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be able to perform basic mathematical calculations with extreme accuracy. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines/requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on confidential matters.

Notice:  This job description is not intended to be, nor should it be construed as, a contract or guarantee of employment.  Black Hills Federal Credit Union adheres to all federal and state labor laws regarding termination and probationary periods.  This position is also subject to all the personnel policies of Black Hills Federal Credit Union.  Changes may be made to this job description at any time by the President.  Black Hills Federal Credit Union is an equal opportunity employer.

Black Hills Federal Credit Union is an equal opportunity employer. All applicants will receive consideration without regard to age, race, color, sex, sexual orientation, genetic information, religion, national origin, disability, veteran status, or any other status or condition protected by state or federal law. BHFCU will provide reasonable accommodation to qualified persons with a disability but who are otherwise able to perform the essential functions of the job.

Qualifications