Credit Risk Review Data Analytics Manager at Seacoast Bank

JOB SUMMARY:

Manage Credit Risk Review’s (CRR) credit risk analytics in support of its regulatory mandate to provide a fully independent analysis of U.S.-based credit risk, including ensuring risk rating integrity and the conformity of all credit extensions with UBS policy and regulatory guidance/expectations. 

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Manage all data integration necessary for CRR to perform its core functions. 
• Develop and maintain comprehensive, data-driven risk analysis for subject portfolios. 
• Develop and maintain data-driven sample selection files which align ith U.S. regulatory expectations.  Utilize data to inform sample selection via the identification of higher-risk credits. 
• Generate timely credit risk reporting to be used in monthly risk assessments, quarterly Board reports, and ad-hoc/regulatory requests. 
• Manage the recording and tracking of CRR Issues on firm-wide issue tracking systems as necessary. 
• Manage continual improvement of CRR’s workpaper platform to ensure stability, efficiency and audit trails. 
• Ensure all data touchpoints are in full compliance with UBS global and local protocols and requirements. 
• Assist in the planning and execution of the CRR annual Plan as directed. 
• Maintain a thorough understanding of, and CRR’s full compliance with, all UBS data and systems policies and relevant U.S. regulatory requirements. 
• Lead and manage CRR’s emergency contingency and recovery plans. 
• Undertale additional responsibilities/special projects as directed. 

EDUCATION and/or EXPERIENCE:

• Bachelor’s degree in MIS, Finance, Business Administration, Economics or Accounting or equivalent work experience is necessary.  MBA or financial certification (CFA, FRM, etc.) is highly desirable. 
• 10+ years’ experience in data management and/or reporting in direct support of the credit, credit risk, credit risk review, credit administration and/or credit regulatory reporting function of a financial institutions and/or U.S. regulatory agency (FRB, OCC, FDIC, etc.). 
• 5+ years’ experience working with SQL, Oracle, Qlikview and/or Python. 
• Successful completion of a formal financial services credit training program highly desired. 
• Familiarity with a variety of credit products (corporate credit, mortgages, acquisitions financing, project financing, trade financing, leasing, securitizations, derivatives, etc.) and a willingness to learn new credit products. 

• Expert knowledge of Microsoft Office products suite. 
• Ability to work independently and proactively with minimal supervision. 
• Excellent interpersonal communication (written and verbal) and negotiating skills. 
• Ability to mentor and manage a small team (1-3 people).
• Some travel may be required.