Manager, Credit and Funding at Kawasaki Motors Retail Finance

Key Responsibilities:

• Credit & Underwriting
  • Oversee underwriting team responsible for evaluating and decisioning applications.
  • Ensure adherence to credit policy, risk appetite, and regulatory requirements.
  • Monitor portfolio performance and recommend adjustments to underwriting guidelines.
  • Coach and develop underwriters, ensuring consistency and accuracy in credit decisions.
• Funding
  • Manage funding operations, including document validation, funding queue management, and customer/dealer communication.
  • Ensure compliance with all legal, regulatory, and operational requirements
  • Optimize funding timelines while maintaining high accuracy and fraud prevention standards.
  • Partner with cross-functional teams (Credit, Operations, Compliance, Technology) to streamline processes.
• Site Leadership
  • Act as the senior leader at the satellite office, responsible for culture, employee engagement, and day-to-day management.
  • Serve as the point of contact between the office and executive leadership (COO/CRO).
  • Ensure operational readiness, including staffing, facilities management, and business continuity planning.
  • Represent the company in the local market and foster strong team cohesion

Qualifications:

• 10+ years of experience in credit, underwriting, funding, or related financial services operations.
• 5+ years in a leadership role managing underwriting or funding teams.
• Strong knowledge of consumer and/or commercial lending practices, compliance, and risk management.
• Proven ability to manage teams across multiple functions.
• Excellent communication, leadership, and organizational skills.
• Ability to act as both a hands-on operator and senior site leader.

• Ability to work on-site in Dallas, TX

Key Competencies:

• Communication and Negotiation
• Strategic Thinking
• Leadership and Team Management
• Financial Acumen
• Customer Focus
• Adaptability and Flexibility

Profile Differentiators:

• Experience leading a satellite office or multi-site operations.
• Background in captive finance, indirect lending, or fintech credit/funding operations.
• Strong data-driven decision-making and process improvement skills.

• Experience in founding, co-founding or working in a fast-paced startup environment
• Experience in Powersports Finance Industry (motorcycle, ATVs UTVs, PWCs)
• Experience in a FinTech startup
• Prior experience in managing a team of Data Scientists and Risk Analysts
• Master’s degree or Advanced Professional degree

KMRF is an Equal Opportunity Employer; employment with KMRF is governed on the basis of merit, competence and qualifications and will not be influenced in any manner by race, color, religion, gender, national origin/ethnicity, veteran status, disability status, age, sexual orientation, gender identity, marital status, mental or physical disability or any other legally protected status.