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Loan Officer at Lendbuzz

Lendbuzz · Las Vegas, United States Of America · Onsite

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At Lendbuzz, we believe financial opportunity should be more personalized and fair. We develop innovative technologies that provide underserved and overlooked borrowers with better access to credit. From our employees to our dealers, partners, and borrowers, we’ve built a company and a culture around a resolute belief in the promise and power of diversity. We value independent and critical thinking.

This position will report directly to the Director of Underwriting, and will work cross-functionally with the sales, operations, and finance teams. This job will involve analyzing, assessing, and approving loan applications based on a number of criteria and factors. The Credit Loan Officer  is responsible for evaluating and assessing loan applications to determine creditworthiness and risk. This role requires a strong understanding of financial analysis, credit policies, and regulatory requirements. The ideal candidate will possess excellent analytical skills, attention to detail, and the ability to make sound judgments based on comprehensive data evaluation.


Key Responsibilities:
  • Loan Application Review: Analyze loan applications, including credit reports, income documentation to assess risk and creditworthiness.
  • Risk Assessment: Evaluate the applicant’s financial history and current financial situation, including calculating  payment-to-income (PTI) and loan-to-value (LTV) ratios.
  • Decision Making: Make informed recommendations for loan approval or denial based on company policies and guidelines. Document rationale for decisions clearly and comprehensively.
  • Regulatory Compliance: Ensure all applications comply with applicable federal and state regulations. 
  • Collaboration: Work closely with sales teams and management to address any outstanding issues or additional information required for loan processing.
  • Market Analysis: Stay informed about market trends and economic factors that may affect lending decisions and borrower capabilities.
  • Continuous Improvement: Participate in ongoing training and development to stay current with industry best practices and regulatory changes.


  • Qualifications:
  • Education: Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
  • Experience:1-3 years of experience within a financial services organization, focused on credit and/or risk management. Auto Finance background is preferred.


  • Skills
  • Strong analytical and mathematical skills.
  • Excellent written and verbal communication skills.
  • Attention to detail and ability to work under tight environments. 
  • Knowledge of credit policies, procedures, and regulatory guidelines.
  • Ability to develop business relationships with senior management and others throughout the organization


  • Does this job align with your career goals and skill set?Join us in the automotive finance industry! If you're dedicated to exceptional customer service, risk and data analysis, and building strong relationships, we want you on our team. Bring your skills and passion to a role where you'll thrive independently while collaborating closely with a supportive team. Don't miss this chance to contribute to innovation in automotive financing—apply now and let's achieve success together!

    We believe:

    Diversity is a competitive advantage. We celebrate our differences, and are better when we have a variety of experiences, viewpoints, and backgrounds.

    Compassion is a strength. We care about our customers and look to build long-term relationships with them.

    Simplicity is a key feature. We work hard to make our forms and processes as painless and intuitive as possible.

    Honesty and transparency are non negotiable. We incorporate these traits in all of our interactions.

    Financial opportunity belongs to everyone. We work every day to improve lives by extending this opportunity.

    If you believe these things too then we would love to hear from you!
    Apply Now

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