Mid-Ticket Credit Analyst bei PEAC Solutions
PEAC Solutions · Mount Laurel Township, Vereinigte Staaten Von Amerika · Onsite
- Professional
- Optionales Büro in Mount Laurel Township
Mid-Ticket Credit Analyst
We are PEAC Solutions—large enough to finance the globe, yet small enough to stand shoulder-to-shoulder with our customers. We believe in the power of partnership and the promise of possibility. Our purpose is to fuel growth by providing smart, flexible lending solutions that help businesses overcome obstacles and seize new opportunities. Backed by HPS Investment Partners, a leading global investment firm, we offer equipment financing, working capital, and inventory lending solutions that keep businesses moving forward. As the world’s largest independent equipment finance company, we are expanding our global footprint—and we are doing it with purpose, grit, and a commitment to those we serve.
You are someone who thrives in an environment where ambition meets action. You bring curiosity, resilience, and a strong sense of accountability. You see challenges as opportunities and believe in making an impact for customers, for your team, and for the business. If you are looking to be a part of a company that values partnership over hierarchy and purpose over routine, your next chapter could start here.
PEAC Solutions is seeking a skilled Mid-Ticket Credit Analyst to underwrite commercial loan and lease applications ranging from $250,000 to $25,000,000. In this role, you will independently evaluate credit risk across diverse industries and equipment types using financial analysis, commercial credit reports, and customer due diligence. You will present credit exposures clearly and concisely, support Sales and Operations with transactions requiring non-standard structures, and help maintain an organized and responsive Mid-Ticket underwriting process. Additionally, you will assist with credit decisions in the Flow Underwriting Queue during peak periods to ensure efficient workflow and overall deal fluency.
Essential Functions:
- Evaluate credit risk on new equipment loan and lease applications with a mid-ticket transaction range of $250,000 - $25,000,000 across a wide variety of industries Analyze credit data using tools such as Moody’s, Standard & Poor’s, Dun & Bradstreet, Experian, TransUnion, and Equifax.
- Review, spread, and analyze business financial statements and tax returns.
- Review and analyze personal financial statements and tax returns.
- Underwrite and present decisions for Mid-Ticket exposures and provide assistance to the Sales and Operation Teams in closing transactions with non-standard requirements in a timely manner while ensuring a responsive transaction management process.
- Read/review commercial credit reports and customer due diligence reports and prepare the credit approval summary (CAS) forms, including financial analysis.
- Conduct online research to verify business legitimacy and reputation.
- Clearly communicate credit decisions in a concise manner, verbally and written, to internal departments, specifically Sales and Credit.
- Ensure underwriting practices align with internal credit policies and audit standards.
- Collaborate with team members and other departments to support credit operations.
Qualifications:
- Bachelor’s degree in a related field or equivalent work experience.
- 5 + years commercial credit underwriting experience in Small & Middle Ticket transactions with previous commercial credit underwriting experience in Equipment Leasing required.
- Proficiency in financial statement analysis required.
- Excellent computer skills, including Word, PowerPoint, and Excel.
- Strong attention to detail and organizational skills.
- Effective communication and interpersonal abilities.
- Comfortable working independently and as part of a team in a dynamic environment.
PEAC Solutions is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, ethnicity, disability, religion, national origin, gender, gender identity, gender expression, marital status, sexual orientation, age, protected veteran status, or any other characteristic protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.
The successful candidate will receive competitive compensation along with our benefit package which includes medical, dental, vision, life insurance, short and long-term disability, 401(k) with match, flexible spending, and paid time off. PEAC provides one paid day off per year to support community involvement. Celebrate you by also having off your birthday on us!
