Senior Commercial Banker bei Elements Financial

This is an exciting opportunity to join our high growth commercial banking team; but first, here is a little bit about Elements Financial:

WE MAKE MONDAYS MORE ENJOYABLE. 

There are many ways to describe the Elements culture: fun, meaningful, supportive, and full of opportunities. See here for more information - https://www.elements.org/careers/our-culture/

Today we serve the employees of 150+ organizations around the U.S. We currently rank among the top 3% of credit unions nationally with 100,000+ members. We have the resources, staff, and expertise to support our members with unparalleled service and leading-edge technology.

Now let's get into this exciting role!

This is a hybrid role that requires some on-site work (inside our Indianapolis, Indiana office). In addition to the on-site duties, there are additional responsibilities that can be completed outside of the office, resulting in this being a hybrid role.

Elements Financial is a Best Place to Work because our employees are empowered to Be the Expert, Live the Purpose, and Grow the Business.  Our Purpose is to Empower Members to Achieve Financial Success.  The Senior Commercial Banker will contribute to our purpose by developing contacts and leads to generate Commercial loan financing. The Senior Commercial Banker will build and develop profitable lending and deposit relationships with new and existing members. This will encompass both Commercial Real Estate (CRE) and Commercial & Industrial (C&I) Lending. They will generate business leads via cold calling, networking, and existing members/contacts. The Senior Commercial Banker will consult with customers to best understand their business and to identify their financing goals/needs.

You will learn how to be the expert to best serve our members:

• Responsible for analyzing all commercial lending loan requests and preparing written evaluations and recommendations for approvals. 
• Responsible for structuring and negotiation of the pricing of all loan requests. 
• Ensures the protection of the credit union’s interests in matters of adequate documentation, adherence to credit union’s policies, as well as various laws and regulations applicable to lending operations.  

You will make a difference as you live out our purpose: 

• Service, maintain, and develop existing commercial and individual relationships. 
• Participate in community and civic business functions to gain exposure for Elements Financial. 
• Assist in the ongoing servicing and monitoring of commercial loans. 
• Actively participate in sales meetings, training programs and requested marketing activities. 

You will help grow the business:

You will continue to grow professionally:

Minimum Requirements:

• Four (4) year degree in business, finance, marketing or equivalent. MBA Preferred.
• A minimum of ten (10) years of experience in commercial lending with a successful track record of generating loans. 
• A proven record of quality loan growth and calling experience.     
• Strong interpersonal and communication skills (both verbal and written).
• Proven record of being a team player.
• Excellent organizational, problem solving, credit analysis and negotiation skills. 
• Commitment to “best in class” member service. 
• Ability to meet deadlines and work under pressure. 
• Must be a successful self-manager. 
• Strong collaboration and communication skills.
• Ability to leverage skills, knowledge, and experience to invest in our community.
• Ability to foster an inclusive environment that promotes belonging.
• A focus on respect and excellent service to both external and internal (team) members.
• A proven track record of integrity with a demonstrated ability to build trust.