Loan Accounting Analyst bei Capital Bank, N.A.

About Us
Capital Bank N.A. is headquartered in Maryland and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ: CBNK) with over $3 billion in assets. We offer commercial and consumer banking services to clients primarily in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey.

Come join a bank where our employees thrive and are engaged in meaningful work. For the last 5 out of 6 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker.

Position Purpose 

 The Loan Accounting Analyst is responsible for delivering high level and quality customer service.   They are expected to interact closely with internal operations staff and accounting to support the ongoing servicing of new and renewed loans and maintaining the Bank’s loan files in accordance with the Bank’s policy and legal requirements.

Position Responsibilities

• Completes loan support accounting and GL functions for new and renewed loans:

• • Verifies loan information by comparing data and confirming that the coding is accurate and in compliance with Bank’s policy and legal requirements.
  • Updates Core and Ancillary Systems to accurately affect loan reporting and daily reconciliation
  • Review closing packages for codes and figures
  • Prepare the forms for input into the loan accounting system. Prepares and enters loan transactions to the Bank’s core to help ensure costs associated with the loan are posted to the correct general ledger accounts.
  • Ensure Loan GL Recons provided by the Accounting Department are managed daily.
  • Tracks accounts payable invoices for loans and research when payment inconsistencies arise.
  • Prepares lien releases and sends to appropriate party for processing.
  • Ensures payoff and release documentation is timely uploaded to Imaging System.
  • Ensures the collateral records in the loan accounting system are properly updated to reflect any released or changed collateral.

• Performs transactions and manages request queues to meet department SLAs, such as:

• • Loan Research
  • GL Research
  • Loan Transactions
  • GL corrections

• Assist with training less experienced staff in department processes and procedures

• • Helps manage workflow during high volumes
  • Suggests solutions and assistance with implementation of new processes and procedures
  • Works with accounting to research transactions and reconciliation of loan gls
  • Leads organization efforts within the department to help streamline processes
  • Skilled at bank loan transactions and practices

• Other Duties as Assigned, such as:

• • Provides documents for internal and external auditors
  • Assists with special projects.
  • Participates in any department activities to promote efficiency and quality
  • Cross trains to learn other job duties within the department

 Education and Experience Required: 

• High School Diploma or
• 6 years’ bank experience in commercial lending operations
• 1-2 years previous experience managing loan GLs
• Knowledge of lending and banking policies, procedures, and regulations.

 Technical Knowledge and Skills 

• Microsoft Office Suite, FiServ Premier & Navigator, Abrigo
• Skilled in excel
• Excellent written and oral communication skills.
• Knowledge of lending and operational compliance regulations.
• Educated on collateral perfection documentation and requirements
• Aptitude to learn new banking software
• Experience with Fiserv Navigator and Intelligent Workplace

Compliance

It is the responsibility of each bank staff member and management to adhere to policies and procedures designed to implement compliance with the laws and regulations to which the bank is subject. Each bank staff and management member shall be accountable to understand how compliance with laws and regulations affects the performance of their day-to-day duties, for completing compliance training as assigned and for carrying out those duties in a manner to achieve compliance with those laws and regulations.

The above-mentioned are intended to describe the general nature and level of work performed rather than to be an inclusive list of all duties, responsibilities and skills required for the position. Job duties may be changed at any time at management’s discretion. The job description is not intended to create contractual obligations of any kind.

Capital Bank, N.A. is an affirmative action and equal opportunity employer.