ATM Deposit Representative bei Teachers Federal Credit Union

Join Our Team

For over 70 years, Teachers Federal Credit Union has been committed to guiding members toward building a strong financial foundation today for a better tomorrow. Recognized by Forbes Magazine as one of America’s Best-In-State Credit Unions in 2025, Teachers has grown into one of the nation’s leading credit unions. As we expand our reach across the country, we remain focused on being both a Best Place to Bank and a Best Place to Work. From part-time roles to executive leadership positions, Teachers offers a wide range of meaningful career opportunities. 

Summary:

ATM Deposit Representative is responsible for monitoring and processing of ATM check deposits made at Teachers’ branch locations for accuracy and verification. Audits ATM deposits to ensure accuracy and proper endorsement, approves/discards items as appropriate. Mitigates fraudulent item submissions by discarding the suspicious items and notifying the Fraud Department. Complies with and reviews Teachers’ policies, procedures and guidelines.

Education and/or Experience:

• A high school education or GED

• Minimum one year of Teller experience with knowledge of financial services systems, products, services, policies, procedures, protocols and applicable laws/regulations required

Job Responsibilities:

• Reviews Deposit Image Files through queue to review and process checks deposited through Teachers ATMs.

• Reviews individual checks deposited for 9 points of negotiability to decision on approval or rejection on each check.

• Adjusts holds as needed on check deposits.

• Creates IRD checks for deposited checks rejected and returned to the member.

• Processes and approves batches to comply with Fiserv/Accounting requirements

• Processes provisional credit for ATM deposit disputes.

• Assists branch and call center staff with account research by reviewing notes for each member and utilizing Salesforce for all cases and member follow up.

• Review checks received through ATM and compare to known fraudulent members and checks for acceptance or rejection.

• Accurately discards suspected fraudulent checks and submits Salesforce cases to the Fraud Department for their follow up and review.

• Performs other duties as needed upon request by immediate supervisor.

Benefits of Joining the Teachers Team:

We provide a competitive compensation and benefits package that includes, but is not limited to:

• Paid time off for vacation, personal days, and holidays

• Fully-funded pension plan

• 401(k) company contribution

• Teachers pays 100% of Dental & Vision premium

• Tuition reimbursement is offered to full-time employees

• Exclusive employee discount of 0.96% APR on credit card loans and a 1.00% APR on all other loans through Teachers 

The good faith range for this position is $18.60 - $21.85 an hour. This range is an estimate, based on potential employee qualifications and operational needs. The salary may vary above and below the stated amounts, as permitted by applicable law.

All candidates will be subject to a background check, credit check, and drug test to determine employment eligibility.

To learn more about Teachers and to view a full list of our job opportunities please visit https://www.teachersfcu.org/about/careers

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