Mortgage Underwriter bei Mortgage Forward

Mortgage Forward is Hiring GREAT people for our GREAT team!

Do you enjoy customer interaction and relationship building? 

WE WANT YOU ON OUR TEAM!

Reporting directly to and under the supervision of the Sr. Manager, Loan Operations, the Sr Mortgage Underwriter’s primary purpose is to assist Mortgage Forward to live out our Vision, “To be the customers’ trusted financial partner“. Responsible for ensuring that outstanding service is delivered to both internal and external customers, in alignment with our Standards of Greatness.  

The Mortgage Underwriter is also responsible for evaluating and determining the eligibility of loan applications which includes analyzing and verifying loan applications, evaluating risks, and making loan eligibility decisions based on Mortgage Forward’s credit/risk standards. Meets and exceeds customers’ and team customer’s expectations by providing excellent service.  Performs all duties with accuracy and in compliance with federal and state laws, rules and regulations, and complies with Mortgage Forward’s policies and procedures.  

As a Underwriter your duties will be:

• Make a determination to approve or deny client’s mortgage loans according to relevant information being provided at their loan applications.
• May be assigned more complicated loan files and deals. 
• Verify employment along with income information, provide reviews on credit history and compute the borrower’s assets and collaterals.
• Ensure that the specifications of properties and terms of loans meet Mortgage Forward’s requirements and state and government regulations.
• Counsel customers or Mortgage Loan Originators (MLOs) regarding loan eligibility, lending criteria and denial reasons. 
• Document the relevant reasons for the approval or disapproval of loans and add the following documentation into its loan file.
• Maintain and demonstrate proficiency with loan software applications (MERS, eOrignator, etc.) and remains current with our Lender/Investor programs and maintains their forms for submission.
• Provide support for other Mortgage Underwriters and may be assigned to training newly hired or promoted Underwriters. 
• Participate in projects as assigned by the Sr Manager, Loan Operations. 
• Responsible for maintaining compliance with all applicable federal, state, and local rules and regulations, and following all of Mortgage Forward’s policies, procedures and internal controls.
• All other duties as assigned.

Requirements needed to be part of this team: 

• A 2-year college degree of completion of a specialized study at school, or extensive in-house training
• Five to eight years of similar or related experience

Benefits We Offer:

At Mortgage Forward, we believe that our employees are our greatest asset. That's why we offer a comprehensive benefits package designed to support your well-being and help you thrive both personally and professionally. Here’s what you can expect:

• Competitive total compensation package: We offer a competitive total compensation salary structure that rewards your hard work and contributions.
• Health & Wellness: Enjoy comprehensive medical, dental, and vision insurance plans to keep you and your family healthy. We also provide access to wellness programs, health membership reimbursement. The company paid STD and LTD. 
• Employee Banking Benefits: Enjoy the flexibility and convenience with 24/7 digital banking, a network of more than 30,000 ATMs, 18 branches.
• Company Paid Life Insurance: Enjoy peace of mind with company-paid life insurance, providing financial protection for you and your loved ones.
• Generous Paid Time Off: Recharge and relax with a generous PTO policy and paid holidays.
• Retirement Savings Plan 401(k): Plan for your future with our 401(k)-retirement savings plan, complete with employer matching contributions to help you reach your financial goals.
• Professional Development: We are committed to your growth! Take advantage of our training programs, mentorship opportunities, and tuition reimbursement for continuing education.
• Employee Recognition Programs: We celebrate your achievements and milestones through various recognition programs.
• Diverse and Inclusive Culture: Join a vibrant team that values diversity and fosters an inclusive environment where everyone feels welcome and empowered.
• Community Engagement: Participate in our community service initiatives and volunteer opportunities to make a positive impact in the communities we serve.

                Join us at Mortgage Forward and discover a workplace that invests in you! 

                                                          We’re the total package! 

                        Mortgage Forward is proud to be an Equal Opportunity Employer,

                      Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.