Hybrid Senior Manager Credit Analyst bei MeDirect

As a Credit Analyst - Senior Manager, you will be a subject matter expert and a key leader within the credit department. You will be responsible for providing expert guidance to the team, while also contributing significantly to policy development and risk management.

Responsibilities:

• Expert Credit File Analysis:
  • Lead the analysis of complex and high-value credit files, providing expert insights and recommendations.
  • Develop and implement frameworks for validating credit profiles, ensuring robust risk assessment.
  • Define and enforce policies for controlling loan purposes and evaluating their impact.
  • Drive the development of sophisticated methodologies for assessing reimbursement capacity and evaluating the effectiveness of various guarantees.
• Optimized Acceptance Process & Compliance Leadership:
  • Streamline and optimize the credit acceptance process, identifying and implementing efficiencies.
  • Ensure absolute compliance with all regulatory and internal requirements, leading the resolution of critical compliance challenges.
• Policy-Level Credit Advice:
  • Formulate advice on credit applications, influencing portfolio strategy and risk appetite.
  • Contribute to the development and refinement of credit policies and guidelines.
• High-Level Stakeholder Communication:
  • Communicate and negotiate complex credit decisions
  • Support the Head of the department in managing broker relationships.
• Leadership & Development:
  • Mentor, coach, and develop a team of credit analysts, fostering a culture of excellence and continuous improvement.
  • Contribute to the strategic planning of the credit department.
• Strategic Initiatives:
  • Undertake other strategic duties as determined by the Senior Credit Manager or Head of Belgian Mortgages, often involving significant impact on the overall business strategy and risk profile.

• Any other duties to be determined from time to time by the Head of Belgian Mortgages.