Hybrid Real Estate Funding Manager bei SAFE Credit Union
SAFE Credit Union · Folsom, Vereinigte Staaten Von Amerika · Hybrid
- Professional
- Optionales Büro in Folsom
Salary Range: $78,000.00 - $97,000.00
THIS REQUIRES A LOCAL CANDIDATE - HYBRID
THIS REQUIRES A LOCAL CANDIDATE - HYBRID
Why SAFE?
SAFE offers so much more than just full medical, vision, dental, 401k matching, HSA, and FSA! Learn more about how we support our workforce!
- Professional Development Opportunities: Offering training programs, workshops, and mentorship.
- Recognition and Appreciation: Regularly acknowledging employee achievements and contributions.
- Flexible Work Arrangements: Providing options for remote work and flexible scheduling.
- Positive Company Culture: Fostering an inclusive, collaborative, and supportive work environment.
- Career Growth: Clear paths for career advancement and internal promotions.
- Work-Life Balance: Encouraging a healthy balance between professional and personal life.
- Employee Empowerment: Allowing employees to make decisions and have autonomy in their roles.
- Space of Belonging: ERGs, YOUnity Council and a focus around diversity, equity inclusion and belonging.
- Wellness Programs: Promoting physical and mental health through wellness initiatives and resources.
- Strong Leadership: Having leaders who inspire, support, and guide their teams effectively.
- Sense of Purpose: Creating a sense of mission and aligning company goals with employees' personal values.
POSITION PURPOSE
Responsible for leading and directing the work of the Real Estate loan funding and closing team. Ensures mortgage loans are reviewed, disclosed, closed, and disbursed accurately and within required timeframes. Provides administrative support to help SAFE achieve its goals.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
- Handles and resolves all closing issues.
- Directly supervises employees in the Real Estate Closing and Funding department.
- Resolves defects on closing documents
- Resolves suspense conditions provided by investors/agencies.
- Works with team to correct closing issues and system discrepancies as appropriate and necessary (i.e. Note, Deed of Trust, HUD-1, boarding screens etc.).
- Communicates with internal and external clients to obtain missing or corrected documents in a timely manner (members, servicing vendor and title company, etc.)
- Act as investors and servicing company’s primary contact for all closing issues.
- Act as a backup for funding/post-closing employees in their absence.
- Establish individual and team goals. Supervise loan funding and opening desk staff to ensure goals are met. Provide coaching, as applicable.
- Assist in the annual preparation and management of the budget. Work within the budget guidelines. Reports variances, as applicable.
- Complete annual performance reviews for assigned employees.
- Develop and monitor training plan for new and existing employees.
- Reconcile assigned general ledger accounts each month.
- Track and analyze trends pertaining to SAFE’s funding, closing and opening desk operation, (turn-around times, production, etc.)
- Prepare applicable production and delivery reports.
- Maintain accurate up-to-date funding and closing procedures.
- Assist with special projects as applicable.
- Complete other duties as assigned.
QUALIFICATIONS
Education/Certification:
Associate's degree (A.A.) or equivalent from two-year college or technical school and five plus years of related experience and/or training; or equivalent combination of education and experience.
Certification:
- May be responsible for obtaining and maintaining Notary Public commission.
Required Knowledge:
Thorough knowledge of loan products, underwriting guidelines, escrow/title practices, documentation requirements and regulatory compliance. Previous experience with Loan Origination Systems (preferably Encompass).
Experience Required:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Skills/Abilities:
- Demonstrated team player
- Strong organizational skills
- Professional and courteous phone skills
- Ability to coordinate multiple projects and processes concurrently
- Excellent communication and interpersonal skills sufficient to build positive, productive and effective professional working relationships.
- Demonstrated skill in planning, organizing and controlling work.
- Strong analytical skills.
- Ability to work in a fast-paced production environment.
- Ability to use a computer with emphasis on Microsoft Word and Excel, 10-key adding machine and other related equipment.
WORK ENVIRONMENT/PHYSICAL DEMANDS SUMMARY
LANGUAGE SKILLS
- Excellent communication skills (verbal, written, listening skills, and empathy).
- Expert ability to build relationships with other leaders, business partners, and stakeholders.
MATHEMATICAL SKILLS AND REASONING ABILITY
- Ability to interpret a variety of instructions furnished in written, oral, or schedule form.
- Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.
PHYSICAL DEMANDS AND WORK ENVIRONMENT
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
- While performing the duties of this job, the employee is regularly required to sit and talk or hear, and use hands to finger, handle, or feel objects, tools, or controls.
- The employee is occasionally required to stand; walk; reach with hands and arms; and stoop, kneel, crouch, or crawl.
- The employee must occasionally lift and/or move up to 10 pounds.
- Specific vision abilities required by this job include close vision.
- The noise level in the work environment is usually moderate.
INTENT AND FUNCTION OF JOB DESCRIPTIONS
This is not necessarily an all-inclusive list of job-related responsibilities, duties, skills, efforts, requirements or working conditions. All descriptions have been reviewed to ensure that only essential functions and basic duties have been included. Peripheral tasks, only incidentally related to each position, have been excluded. Requirements, skills, and abilities included have been determined to be the minimal standards required to successfully perform the positions. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.
Job descriptions are not intended as and do not create employment contracts. The organization maintains its status as an at-will employer. Employees can be terminated for any reason not prohibited by law.
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