Remote SBA Construction Loan Specialist bei Dogwood State Bank

Join Dogwood, a North Carolina state-chartered community bank named as a Best Employer in North Carolina for multiple consecutive years! Dogwood has had immense success in recent years with a passion for serving our customers and communities. As a vital asset to Dogwood, our team members play a crucial role in delivering exceptional financial services through our branches and online offerings across the Carolinas and Tennessee. With deep roots in the communities we serve, we pride ourselves on being an employer of destination. At Dogwood, our core values of love and respect shine through in every aspect of our work. We are a dedicated team, committed to making a meaningful impact on the lives of our customers and communities.

The SBA Construction loan specialist provides direct line support by determining eligibility of applications, authoring SBA specific components of credit memoranda, and interacting with customers for various information including that specifically required by the SBA.

• SBA construction loan administration at the direction of the SBA Construction Loan Manager.
• Provide construction and multi fund due diligence review and loan administration to a complex of rapidly growing SBA construction loan portfolio funding loans. 
• Communicate directly with third party funds control companies as well as internal departments. 
• Administer the SBA portfolio in accordance with Bank credit policy, loan agreement, SBA authorization, SOP requirements, and industry standards. Funding to be within allocated SLA’s. 
• Maintain frequent and independent customer contact and proactively coordinate and recommend resolution of issues directly related to the construction project. 
• Review construction pay applications, change orders, FF&E, inventory and working capital draws and process accordingly.
• Work directly with the SBA Construction Loan Manager in keeping administrative reports, forecasts, and budgets up to date and available for department managers. 
• Working knowledge of in-house end to end system, SPARK, loan system, Jack Henry, and construction accounting system, BUILT. 
• Maintain, along with the SBA Construction Loan Manager, the weekly construction loan sales report. 
• Coordinate the construction loan debentures and construction loan sales,
• Provide direct back coverage for the SBA Construction Loan Manager and provide dual validation when needed. 
• Perform other duties as assigned.

• High school diploma or equivalent. 
• Above average computer and keyboard skills.
• Proficient in Microsoft Windows, Word, Excel and Outlook.
• 2  or more years of previous SBA construction experience is essential.
• Must have strong analysis and critical thinking skills.

Vision, hearing, speech, movements requiring the use of wrists, hands and/or fingers. Must be able to sit, stand, stoop, bend and lift up to 50 pounds. Must have the ability to work the days and hours required to fulfill the essential functions of the position. Quick thinking, adaptability and exercise discretion when necessary.