Commercial Lines - Small Business Underwriter Trainee - January 2026 at The Cincinnati Insurance Companies

Make a difference with a career in insurance

At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.

If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges, and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.

Build your future with us

Our Commercial Small Business department is currently seeking underwriters for a class starting in January 2026. Small Business underwriters write new small business accounts, manage a renewal book, and contribute to growth and profitability. This position is based at our Headquarters in Fairfield, Ohio.  

The pay rate for this position is $28.85 hourly. The hourly pay rate will convert to $60,000 annually upon successful completion of training. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.  

Be ready to:

• manage a defined book of business comprised of new business and renewal submissions in coordination with multiple associate underwriters
• make decisions on new business referrals as to acceptability, including modifications to the terms, conditions and pricing of the policy as necessary
• responsible for achieving service expectations and work performance goals
• balance performance goals with profit and growth objectives
• collaborate with other departments such as sales to provide the best service to agencies
• mentors associate underwriters through collaboration on applicable new business, renewal, and endorsement underwriting
• handle special projects and assignments as directed

Be equipped with:

• excellent communication skills and ability to build strong relationships
• strong time management and decision-making skills
• ability to learn and understand new technology
• ability to analyze risks at individual strategic level
• work efficiently while following limits of authority and complying with audit criteria
• ability to seek out creative solutions
• collaborate with team members and management to identify and solve issues 
• being adaptable to new ideas and processes
• actively pursues continuing education