Personal Lines Underwriter at Union Mutual Insurance Company

Union Mutual Insurance Company is currently recruiting for the right candidate to join our Company as a Personal Lines Underwriter. The Company will consider remote or hybrid work arrangements, but some travel to the Company’s Montpelier, VT office will be required. 

Named one of the Best Places to Work in Vermont for 12 years running, Union Mutual has been providing quality property and casualty insurance products for over 150 years. Our employees are an integral part of our success as we strive to attract, challenge, and retain talented professionals. We are looking for ambitious, communicative, and detail-oriented individuals who are comfortable working as part of an agile multidisciplinary team.

Summary:

The Personal Lines Underwriter is accountable for developing and growing a profitable portfolio of business based on Union Mutual’s business strategies and objectives. This is accomplished through the marketing of Union Mutual products to a network of independent agents with whom long-term relationships are developed and maintained. 

Essential Functions:

• Market Union Mutual products to a network of independent agents in an assigned territory to sustain a stream of desirable new business opportunities and a stable portfolio of existing customers
• Develop and grow a profitable book of business through the application of sound underwriting principles and creative use of underwriting resources to effectively analyze and select risk.
• Successfully retain an existing book of business through an understanding of risk and our ability to deliver innovative underwriting solutions that add value to our customer’s business.
• Provide responsive service to our customer base that leverages our strengths as a competitive differential in the marketplace.
• Communicate directly with agency personnel, either in person, telephone, email or other written correspondence to obtain information for quotes, giving quotes, providing a wide variety of information related to policies, investigating and resolving problems. 
• Work closely with Marketing to resolve issues, answer questions, and provide service to the independent agents. Collaborate with Marketing regarding Agency Management activities.
• Participate in general departmental planning efforts related to assessing and improving the effectiveness of existing operating policies, procedures and guidelines.
• Assist, as needed, in the training of new Underwriting employees. Assist staff with difficult or unusual problems or tasks.
• Travel, either alone or with others, to meet with assigned agents, attends conferences, or educational seminars.

Education & Experience:

• Bachelor's degree (B.A.) from a college or university in an appropriate discipline is desirable.
• Entry level Underwriters will have prior administrative and office related experience.
• Experienced Underwriters will have three to five years related underwriting experience and/or training; or equivalent combination of education and experience from which comparable knowledge and skills are acquired.

• Valid driver’s license required with an acceptable motor vehicle report per Company standards

Knowledge, Skills & Abilities:

• Working knowledge of the insurance business including understanding risk identification and assessment, property / casualty insurance coverage, forms, financial statements and business computer applications.

• Excellent verbal and written communication skills and excellent organizational skills
• Detail-oriented with strong problem-solving abilities and human relations skills
• Ability to work independently as well as collaboratively  

Our employment practices are in accord with the laws which prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.