payout & settlement analyst at Cred

CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. To build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true. here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better. here’s what will be in store for you at CRED once you join the payment operations team

what will you do?

track and monitor merchants, PGs and bank receivables and payables

conduct thorough validation checks to ensure accuracy and completeness of data before processing payouts, minimizing errors and delays

work with business, product & tech teams to ensure timely disbursements of funds to merchants/partners/vendors.

work closely with the reconciliation team to identify and resolve transaction exceptions

collaborate with cross-functional teams, including finance, reconciliation and operations, to optimize payout process

manage relationships with external stakeholders like merchants, payment gateways, banks & aggregators

proactively identify and investigate any anomalies or discrepancies in payout transactions, resolving issues promptly to prevent financial discrepancies

continuously evaluate and improve payout processes to enhance efficiency and streamline operations

develop comprehensive SOP and maintain transaction records for audit and compliance purposes

manage invoicing process for merchants/vendors as part of payout process

you should apply if you have:

2-3 years of experience in PG settlements, merchant payments, fund management.

adept with MS Excel, Word, PowerPoint, and similar tools

advanced analytical and problem solving skills

keen attention to detail

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