Debt Sales and Recovery Analyst at 1st Franklin Financial Corporation
1st Franklin Financial Corporation · San Antonio, United States Of America · Onsite
- Junior
- Office in San Antonio
Join our Growing Team in San Antonio, TX!
Salary: $18.00 to $21.00 per hour
The Debt Sales and Recovery Analyst supports the execution and management of debt sales and repossession transactions including recovery strategies for charged-off, dormant, or non-performing accounts. This role is responsible for preparing debt sale portfolios, maintaining accurate records, monitoring buyer performance, and providing data-driven insights to maximize recovery value and ensure compliance with company policies and applicable regulations.
PRINCIPAL ACCOUNTABILITIES
Perform Portfolio Preparation, Analysis, and Reporting
- Aggregate, validate, and prepare charge-off, bankruptcy, and judgment account data for sale
- Analyze portfolio performance trends to identify opportunities for enhanced recovery or segmentation
- Assist in forecasting expected recovery proceeds and tracks against targets
- Prepare periodic reporting on debt sale performance, recovery KPIs, and repossessions
- Collaborate with other Home Office departments to facilitate accurate reporting, settlements, governance and process alignment
- Identify and recommend enhancements to improve efficiency, accuracy, and profitability of sales and recovery
Support Transaction Purchases and Buyer Relations
- Coordinate due diligence with prospective buyers, including secure data delivery and Q&A
- Support the drafting and execution of Purchase and Sale Agreements, forward flow arrangements, and related documentation
- Maintain transaction logs, status trackers, and reporting
- Monitor buyer remittance, dispute resolution, and performance metrics
- Ensure compliance with contractual obligations, including data security and customer handling requirements
- Serve as a point of contact for routine buyer communications and inquiries
Support Centralized Repossessions
- Coordinate with third-party vendors and internal teams to ensure timely and compliant recovery of collateral
- Track repossession statuses, resolve escalations, and maintain accurate records of repossession actions and outcomes
EDUCATION, QUALIFICATIONS, AND EXPERIENCE
- 1-2 years' experience in loan servicing, collections, or financial customer experience.
- Displays high degree of accuracy and excellent problem and reasoning skills
- Strong interpersonal and communication skills at a variety of levels and greatly differing social and business settings
- Ability to multitask in a high-volume, fast-paced environment.
- Ability to maintain confidential business and personal information
- Demonstrate the ability to analyze relevant information and apply individual judgement
- Strong communication skills (verbal and written
- Proficient with MS Office Suite products
- Flexibility to work extended hours, including evenings and rotating Saturdays if needed
- Must possess a valid driver's license and the ability to operate and automobile
- Bachelor's degree in business, Finance, Accounting Economics, or a related field, preferred
- Bilingual English/Spanish, preferred
About Us:
1st Franklin Financial Corporation has been a family run company for over 80 years. Our goal is to provide financial solutions across our footprint. Today we have over 350 offices across the Southeast and continue to expand into new territory. We offer you the potential to earn an annual salary. To support your growth, we also offer training programs and other developmental opportunities for employees. Benefits include competitive pay, bonus potential, medical, dental, vision, 401(k), paid time off, paid holidays, and paid volunteer time.
