Sr. Loan Accountant at Beal Bank USA

Summary:

Beal Bank USA is seeking a detail oriented and experienced Loan Accountant with expertise in SBO,net and a strong background in banking and financial services. The successful candidate will be responsible for loan accounting operations, including allowance for credit losses, reconciliation, reporting and compliance with regulatory requirements. This individual will also support model risk management activities and utilize Abrigo for allowance and credit risk analysis.

This position is based onsite at our Plano. TX headquarters.

Essential Job Duties & Responsibilities (include but not limited to):

• Maintain and reconcile loan accounting records within SBO.net
• Prepare monthly, quarterly and annual loan accounting reports in compliance with GAAP, regulatory requirements and internal policies
• Manage the credit loss allowance process, including CECL modeling, data validation and reporting
• Utilize Abrigo to perform credit loss forecasting, allowance calculations and stress testing
• Support the implementation and monitoring of model risk management frameworks for loan and allowance models
• Collaborate with Finance, Risk and Audit teams to ensure accuracy, compliance and operational efficiency
• Assist in regulatory examinations, external audits and internal reviews related to loan accounting and allowance processes
• Identify opportunities for process improvement in loan accounting, reporting and systems utilization
• Other duties and projects as assigned by manager

Qualifications (Education, Experience, Computer Skills, Certifications, Etc.):

• Bachelor's degree in Accounting, Finance or related field; CPA or advanced certification preferred
• Minimum of three to five years of experience in banking or financial services with a focus on loan accounting
• Proficiency with SBO.net and familiarity with core banking systems
• Experience with loan loss allowance methodologies (ALLL, CECL) and related regulatory standards
• Hands on experience with Abrigo for credit loss allowance and risk modeling
• Understanding of model risk management frameworks and regulatory expectation
• Strong analytical, organization and problem solving skills
• Excellent written and verbal communications skills

Benefits options include: 

• Medical, dental and vision coverage
• 401K with company match
• 10 paid holidays 
• Accrue up to 17 vacation/sick days per year in your first year on a pro rata basis
• Applicant may be eligible for annual discretionary bonus

No relocation assistance provided.

If you are looking to be a part of a winning team and meet the above requirements, we look forward to hearing from you. 

Beal Bank, Beal Bank USA, and their affiliates are Equal Opportunity Employers. Beal Bank, Beal Bank USA, and their affiliates do not discriminate against any candidate or employee on the basis of race, national origin, color, genetics, sex, marital status, sexual orientation, gender identity, age, disability, pregnancy, religion or religious affiliation, veteran or service member status, or any other characteristic protected by federal, state or local laws.

All applicants have rights under federal employment laws. To view your rights and government notices on the Family Medical Leave Act (FMLA), the Equal Employment Opportunity (EEO) and the Employee Polygraph Projection Act (EPPA), please see the following Department of Labor links: FMLA EEO EPPA

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