Hybrid Underwriter II at Atlantic Casualty Insurance Company

Atlantic Casualty Insurance Company (ACIC) is a recognized Excess and Surplus Lines carrier and proud affiliate of the Auto-Owners Insurance Group since 2016. With authority in all 50 states and Washington, D.C., ACIC provides innovative insurance solutions while maintaining a strong financial foundation, reflected in our A.M. Best rating of A+ (Superior).

 Our strength comes from our people. For six consecutive years, we've been certified a Great Place to Work and consistently ranked among Fortune’s “100 Best Small and Medium Workplaces”. At ACIC, we foster a culture where everyone belongs. We’re a team—supporting one another through leadership development, mentorship programs, career certifications, and comprehensive benefits.

 Our benefits include:

• Health, Dental & Vision plans (HSA & PPO options)
• 401(k) with company match + financial advisor access
• Tuition reimbursement & student loan assistance
• Paid parental leave
• Counseling and mental wellness support
• Flexible work and in-office schedules

 Whether you're just starting your career or looking to grow it, Atlantic Casualty is where talent thrives, and teamwork drives success.

Please visit our Careers Page for more information on the benefits and programs you will enjoy by joining the team at Atlantic Casualty Insurance Company.

 www.atlanticcasualty.net/about-acic/our-careers/

SUMMARY

As an Underwriter II with Atlantic Casualty, you would underwrite new and renewal general liability, property, and package accounts profitably.  

ESSENTIAL DUTIES AND RESPONSIBILITIES

Production and Underwriting

• Responsibility for renewal premium in the region of assigned group of General Agents.  
• Responsible for underwriting and pricing new and referred renewal accounts.
• Assist CRO and Underwriting Supervisor on special projects as requested.
• Assist in the coverage or classification reviews or workflow changes as requested.

Relationship Manager

• Responsible for General Agents and is the point of contact for that agency for renewal business.
• Responsible for monitoring production; hit ratios, renewal retention ratios and other production and quality measures.

Market Research/Intelligence

• Gathers market data for new markets, products, and or segments and works with the Chief Risk Officer to identify new production opportunities and track competitor activity.
• Gathers and reports information through visit reports, team briefings and market updates for the ACIC’s underwriting personnel.

Training/Mentoring:

• Mentors less experienced ACIC underwriters on workflow, processing and rating, market conditions, competitors, relationship management, etc.

Documentation/Underwriting Standards:

• Meets all file documentation standards, complies with underwriting and authority level standards, and passes all audits (both internal and external).
• Responsible for conducting regular and periodic underwriting self-review.
• Works with the CRO to establish and attain General Agency Marketing Plans and assist in agency development.

REQUIRED EDUCATION/EXPERIENCE:

• 4-year college degree from an accredited institution is strongly desired 
• Minimum of 5-year E&S Company P&C underwriting or general agency P&C underwriting experience.  
• Professional designations such as CPCU, ASLI, AU or CIC are preferred.  

REQUIRED SKILLS:

Ability to read and interpret documents such as underwriting manuals, emails, faxes and procedural manuals.  Ability to write routine correspondence in the English language using correct grammar and spelling.  Ability to add, subtract, multiply and divide.  Skill and ability to use and operate a computer, fax machine, phone system and copier.  Ability to type 40 WPM.  Must have a working knowledge of general liability, property and package underwriting, and be familiar with endorsements, including pro-rata and short-rate computations.  Working knowledge of most Microsoft programs such as Word and Excel.  Excellent organization and communication skills, oral and written, are also a must.

MENTAL REQUIREMENTS:

Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of instructions in written or diagram form.  Reasoning; dealing with problems involving a few variables in standard situations.

PHYSICAL REQUIREMENTS: 

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

While performing the duties of this job, the employee is regularly required to use hands to finger, handle controls and talk or hear. The employee frequently is required to sit and reach with hands and arms. The employee is occasionally required to stand and walk. The employee may occasionally lift and/or move up to 25 pounds, sometimes as much as 50 pounds. Specific vision abilities required by this job include close vision, color vision, and the ability to adjust focus. 

WORK ENVIRONMENT:  

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

The noise level in the work environment is usually moderate.   Works primarily indoors. Normal office environment Non-standard hours based on project and system support needs. 

TRAVEL: 15%