Hybrid Manager Credit Analyst at MeDirect
MeDirect · Brussels, Belgium · Hybrid
- Senior
- Office in Brussels
As a Credit Analyst - Manager, you will independently manage a portfolio of credit applications and reviews, leveraging your expertise to make informed credit decisions. You will also contribute to process improvements.
Responsibilities:
- Comprehensive Credit File Analysis:
- Independently validate the credit profile of applicants, identifying and mitigating potential risks.
- Rigorously control the purpose of loans, ensuring alignment with strategic objectives.
- Thoroughly assess reimbursement capacity.
- Rigorously evaluate the adequacy and quality of guarantees offered.
- Streamlined Acceptance Process:
- Oversee the submission of credit files to the acceptance process, proactively addressing any roadblocks.
- Ensure all regulatory and internal requirements are met, identifying and resolving compliance issues.
- Credit Advice:
- Formulate well-reasoned and comprehensive advice on credit applications, including recommendations for the credit committee.
- Communication:
- Effectively communicate and explain credit decisions to clients and/or brokers, building strong relationships and addressing complex inquiries.
- Process Improvement & Mentorship:
- Identify opportunities for process enhancements within the credit analysis function.
- Provide guidance and mentorship to junior credit analysts.
- Ad-hoc Duties: Any other duties to be determined from time to time by the Head of Belgian Mortgages or the Senior Credit Manager, often involving special projects or complex analyses.
