Treasurer bei Civista Bank

Description

Position Purpose:

The Treasurer is responsible for managing Civista Bank’s balance sheet strategy, liquidity, funding, and interest rate risk. This role is a senior member of the Finance team, overseeing treasury operations, investment portfolio management, and ensures compliance with regulatory requirements. The Treasurer plays a key role in strategic planning, profitability management, and supports the Asset-Liability Committee (ALCO). In addition, the Treasurer will lead initiatives to scale treasury capabilities, enhance technology platforms, and strengthen regulatory readiness.

Key Accountabilities, Responsibilities, and Expectations:

• Asset-Liability Management (ALM):
• Lead ALCO and manage interest rate risk, liquidity risk, and capital adequacy.
• Develop strategies to optimize net interest margin and balance sheet positioning.
• Assist in engaging external partners and consultants for advanced modeling, stress testing, and best-practice recommendations.
• Liquidity & Funding:
• Oversee daily liquidity management, including FHLB advances, Fed Funds settlements, and wholesale funding.
• Maintain adequate liquidity buffers and manage wholesale funding sources.
• Expand funding diversification strategies to support growth and stress testing.
• Investment Portfolio Management:
• Manage securities portfolio for yield, duration, and credit quality.
• Implement advanced analytics and performance benchmarking as portfolio size increases.
• Ensure compliance with investment policy and regulatory guidelines.
• Collaborate with external advisors and consultants on portfolio strategies, market insights, and performance benchmarking.
• Funds Transfer Pricing (FTP):
• Implement and support FTP methodology and governance; ensure alignment with profitability and risk objectives.
• Deposit Pricing Oversight:
• Participate in pricing committees; approve exceptions within policy thresholds.
• Monitor exception trends and report to ALCO; develop pricing strategies for competitive markets.
• Regulatory Compliance:
• Ensure compliance with FDICIA, Basel III, and liquidity reporting requirements.
• Prepare for evolving regulatory expectations as the bank grows (e.g., stress testing, liquidity coverage ratios).
• Treasury Operations:
• Oversee daily FHLB and Fed Funds settlements and intraday liquidity monitoring.
• Coordinate updating of rates for indexes, deposit promotions, etc.
• Enhance operational processes through automation and digital tools to improve efficiency, scalability, and accuracy as the bank grows in size and complexity.
• Strategic Planning:
• Provide treasury insights for M&A, branch expansion, and capital planning initiatives.
• Conduct stress testing and scenario modeling for interest rate and liquidity risk.
• Support strategic initiatives for funding diversification and capital optimization.
• Leadership & Collaboration:
• Support and develop finance team members; build capacity for future growth.
• Collaborate with Risk, IT, and Business Units to support strategic goals.
• Engage external consultants and technology partners to ensure best practices and support strategic initiatives.

Requirements

Qualifications, Knowledge and Skills:

Qualifications:

• Bachelor’s degree in Finance, Accounting, Economics, or related field; MBA or CFA preferred.
• 7+ years of experience in bank finance, treasury or ALM roles, with leadership experience.
• Strong knowledge of regulatory requirements (FDICIA, Basel III) and risk management practices.
• Proficiency in ALM models, FTP frameworks, and treasury systems; experience implementing advanced treasury technologies and FTP methodologies is highly desirable.
• Excellent analytical, communication, and leadership skills.

Physical Requirements:

• Work involves eye strain due to the constant use of computer screens, reading of reports, and working with data.
• Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions.
• Work involves ability to read, hear and communicate professionally.
• Work involves sitting for long periods at a time.
• Work involves lifting and moving files of up to 15 lbs.
• Work involves some travel to attend meetings, training, and so forth.