Loan Documentation Specialist | |
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*Position is not eligible for remote work. Job Code
LNDOC | Job Family
| Supervisory
No | Job Description Title
Loan Documentation Specialist - Post Close |
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Job Summary | The Loan Documentation Specialist - Performs quality review on all loan types ensuring they are legal and compliant with Agency and government guidelines, policies and procedures, and applicable Federal and state laws, rules and regulations. |
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Essential Functions, Duties and Responsibilities include, but are not limited to: | - Reviews new and renewed commercial, consumer, mortgage, and Home Equity Line of Credit (HELOC) loans for legal and regulatory compliance with emphasis on the Home Mortgage Disclosure Act (HMDA), creating exceptions for missing or incorrect documents.
| - Reviews non-originated commercial, consumer, mortgage, and HELOC applications, ensuring compliance with Equal Credit Opportunity Regulation B (REG B) and HMDA.
| - Reviews exception items when presented, ensuring they meet the requirements for clearing the exception.
| - Ensures loan documents retained in accordance with regulatory requirements and bank policies
| - Maintains communication with internal employees, including lending staff and operations
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Education, Experience and Qualifications | Education | Required/Preferred | Education Level | Description | Required | High School or GED | |
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| Years of Experience | Minimum | Comments | 0 | No experience required; loan and/or HMDA experience preferred |
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| License / Certification | Required/Preferred | License / Certification | Description |
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| Additional Qualifications | |
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Core Competencies | - Oral and written communication skills
| | | | | - Clerical and administrative skills
| - Ability to work as a part of a team
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Working Conditions | Working Conditions | Indoors, environmentally controlled. Usual office working conditions. The noise level in the work environment is typical of most office environments with telephones, personal interruptions, and background noises. |
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| Travel Requirements | Requirement | Frequency | No travel required | Never or Rarely |
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| Mandatory Vacation | Mandatory vacation not required |
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Physical Requirements | Requirement | Frequency | Sitting (remaining in a seated position) | Constantly | Standing (remaining on one’s feet in an upright position without moving about) | Occasionally | Walking (moving about on one’s feet) | Occasionally | Lifting (raising or lowering an object from one level to another) | Occasionally | Carrying (transporting an object, usually by holding it in the hands or arms or on the shoulder) | Occasionally | Pushing/Pulling (exerting force upon an object so that the object moves away or toward the force) | Occasionally | Reaching (extending hand(s) and arm(s) in any direction, such as overhead, below waist, forward or lateral) | Occasionally | Keyboarding (entering text or data using computer keyboard or 10-key numeric keyboard) | Constantly | Pinching/Gripping (seizing, holding, grasping, turning or otherwise working with the hand(s) or fingers) | Occasionally | Stooping (bending downward and forward by bending spine at the waist) | Occasionally | Squatting/Crouching (bending body downward and forward by bending legs and spine) | Never or Rarely | Kneeling (bending legs at knees to come to rest on knee(s)) | Never or Rarely | Crawling (moving about on hand and knees or hands and feet) | Never or Rarely | Climbing (ascending or descending ladders, stairs, ramps) | Never or Rarely | Speaking (expressing or exchanging ideas by means of the spoken word to impart oral information to customers and to convey detailed spoken instructions accurately, loudly, or quickly) | Frequently | Hearing (the ability to hear, understand, and distinguish speech, either in person or telephonically) | Frequently | Near Visual Acuity (clarity of vision at approximately 20 inches or less) | Frequently | Far Visual Acuity (clarity of vision at approximately 20 feet or more) | Occasionally |
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| Additional Physical Requirements | May be required to lift up to 10 pounds |
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