SFG Relationship Manager bei QCR Holdings, Inc.

Description

TITLE: SFG Relationship Manager

DEPARTMENT: 912 – Specialty Finance Group

JOB SUMMARY:

The SFG Relationship Manager is responsible for the overall management of the SFG LIHTC portfolio that is in the perm phase, including client service, credit analysis, closing activities, and internal servicing and monitoring. 

ESSENTIAL FUNCTIONS:

• Oversee the loan conversion process for forward rate lock projects and those converting from construction to perm financing.
• Timely and accurate completion of credit presentations, including analysis of appropriate data per credit policy, bank procedures, and regulatory requirements.  
• Review of all required credit documentation to ensure loan and bond documents are consistent with credit approval, including appropriate signatures, disclosures, credit authority, and internal system requirements.
• Monitor compliance with loan agreements to ensure timely receipt and review of financials, covenant compliance, and other loan agreement conditions.
• Assist with the training and onboarding on new team members.
• Responsible for internal portfolio management processes including monitoring and performing appropriate action related to past dues and maturing loans, communicating with participant banks, and working with internal and external auditors.
• Build relationships with other bank personnel to facilitate effective working relationships between credit administration and production.
• Provide timely and effective responses to servicing needs.  
• Comply with all company or regulatory policies, procedures and requirements that are applicable to this position.
• Foster and preserve a culture of inclusion.
• Additional duties and responsibilities may be required to support the company’s mission, vision and values. 

QUALIFICATIONS:

• Bachelor’s degree in accounting, business administration or related field; or equivalent combination of education and experience required.
• Minimum five years of credit analysis and commercial portfolio/officer management experience. 
• Previous banking and analysis experience preferred.
• Capability to work and collaborate with a variety of individuals and groups in a constructive and professional manner.
• Excellent organizational skills with the ability to organize and manage a variety of projects and tasks.
• Capability to manage sensitive information and uphold confidentiality.
• Demonstrated strong math skills and ability to organize and analyze complex financial information.
• Capability to utilize various banking software and Microsoft 365 products, with a high level of accuracy and attention to detail. 
• Strong verbal, written and interpersonal communication skills.

WORKING CONDITIONS:

• Duties are performed in a professional office environment.