Internal Auditor bei Maries County Bank

Description

General Statement of Duties: This role is pivotal in ensuring our organization’s compliance with financial regulations and enhancing operations efficiency through establishing standards and recommending appropriate training. This position will set and follow a specified audit schedule based on regulations and risk assessments. Upholding customer confidentiality is a must.

Essential Job Functions:

• Implements comprehensive audit plans covering financial, operational, and compliance aspects of the bank.
• Performs audits in accordance with established internal auditing standards and methodologies.
• Works to develop an accurate audit tracking system.
• Tracks audit findings and ensures resolutions are implemented.
• Completes wire, branch, loan topic, and deposit topic audits monthly.
• Audits RESPA, BSA, CRA, Consumer Complaints, CPSI, Flood, Internet Banking, Regulation E, Reg CC, UDAAP, Security Procedures, Military Lending Act, Truth in Lending, Truth in Savings, Reg O, Privacy, Subpoenas, Safe Act, SCRA, Fair Lending and Bank Bribery Act policies annually.
• Follows audit timeline to review internal MCB general ledger and checking accounts.
• Regularly reviews bank accruals, liabilities, prepaid assets, and other real estate owned.
• Completes AMG pretest and posttest audits.
• Performs vendor management audits to assess risk, monitor performance, and verify adherence to contractual obligations.
• Audits accounting functions of the bank including Accounts Payable, Human Resources, and Payroll.
• Reviews employee accounts on a regular basis per banking guidelines.
• Performs cash counts of teller drawers, vaults, debit cards, money orders and cashier’s checks at each location.
• Audits operational items such as ATM/Point of Sale,
• Prepares detailed audit reports outlining findings, risks, and actionable recommendations.
• Presents audit results and resolutions to senior management and audit committee, facilitating discussions on how to correct exceptions.
• Ensures adherence to internal policies, procedures and regulatory requirements.
• Stays updated on changes in financial regulations, safety and soundness guidelines in order to assesses their impact on organizational processes.
• Monitors emerging fraud trends, characteristics, and schemes to develop internal audits, identify red flags, prevent deficiencies and educate team members.
• Conducts risk assessments to identify areas of potential vulnerability or improvement.
• Audits the consistency of operational procedure implementation across bank branches and departments.
• Provides input on training priorities based on audit observances.
• Communicates and relays information in a professional manner, articulating clearly and effectively, actively listens, and adapts communication style to varied team members.
• Presents internal audit findings to external auditors and examiners as needed.
• Attends training seminars to stay up-to-date on internal auditing standards.
• Follows bank policies and procedures, including state and federal regulations at all times.
• Assists with the filing and record keeping of departmental information.
• Maintains departmental appearance, both personal and general.
• Serves customers in a cordial and professional manner to ensure customer satisfaction with service provided by the bank.
• Takes advantage of opportunities to promote the Bank when involved in voluntary community activities and civic organizations to cross sell the Bank’s products and services.
• Assists in other departments as needed.
• Completes other duties as assigned.

Qualifications

Job Requirements:

• Bachelor’s degree in Accounting, Finance, Business, related field or equivalent experience.
• Three years prior experience in internal auditing within the financial sector.
• Two years prior banking experience preferred.
• Ability to travel to all branches within The Maries County Bank.
• A strong understanding of financial operations.
• Experience with data analytics tools and continuous improvement methodologies.
• Strong analytical and problem-solving skills.
• Demonstrated aptitude for accuracy with numbers.
• Excellent phone etiquette.
• Ability to plan, prioritize, meet deadlines, manage multiple tasks, and work under pressure.
• Demonstrated ability to work collaboratively across departments and with external auditors.
• Excellent oral and written communication skills.
• Excellent human relations/customer service skills to effectively interact with customers and co-workers.
• Strong organizational and time management skills.
• Ability to pay attention to detail.
• Demonstrated aptitude for learning new policies and procedures.
• Self-motivated and results oriented.