Loan Coordinator bei FineMark National Bank & Trust

 Position Summary:  In compliance with policies, procedures and regulations, works closely with loan officers and credit analysts in the coordination of loans from application to the preparation of loan documentation and closing.  Provides administrative support to the lending function.  

Essential Functions:

• Prepares appropriate disclosures and closing documents for all loan types.  May work/coordinate documents with outside attorneys. 
• Responsible for the collateral and security-perfection process for loan closings.
• Reviews loan files prior to and subsequent to closing.  Review process includes, but is not limited to, proper vesting, security descriptions, dates and signatures. 
• Prepares loan funding and performs post-closing follow-up which includes but is not limited to completion of checklists and insurance requirements.
• Answers inquiries concerning loan processing and servicing.
• Performs other duties as assigned by management. 

Education, Skills and Experience:

• Requires at least 3 years’ experience in loan processing/loan document preparation. 
• Bachelor’s degree preferred/commensurate experience may be substituted. 
• Strong knowledge of TRID/RESPA, Regulation Z (Truth-in-Lending), Flood Disaster Protection Act, Equal Credit Opportunity Act, Fair Housing Act and Fair Credit Reporting Act, etc. 
• Ability to prepare loan documentation, process and close all loan types. 
• Strong background in word processing, computerized spreadsheets, and legal requirements of lien perfection and loan compliance
• Excellent proofreading and organizational skills
• Excellent written and verbal communications skills
• Keen attention to detail and sense of accuracy

ADA Job Description:   The physical requirements and activities described herein are representative of those that must be met by an employee to successfully perform the essential functions of this job.   Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Physical Requirements.   This position primarily requires sedentary work; exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body.  Sedentary work involves sitting most of the time.  Walking and standing are required only occasionally.  
Physical Activities.   The following physical activities are frequently required: talking is required to express or exchange ideas by means of the spoken word and hearing, with or without correction, is required to perceive the nature of sounds at normal speaking levels.  The use of fingers is frequently required to pick, pinch, type (e.g., keyboard) or otherwise work, primarily with the fingers rather than with the whole hand as in handling. There is frequent repetitive motion which requires substantial movements (motions) of the wrists, hands, and/or fingers.  This position may occasionally require that a person climb, balance, stoop, kneel, crouch, crawl, reach, push, pull, lift, grasp and/or feel.   
Visual Acuity Requirements.  Close visual acuity and the ability to adjust focus, with or without correction, are required to perform activities such as, viewing a computer monitor or written materials and documents; reading; writing; preparing and analyzing data and figures; transcribing; close visual inspection.  Some distance vision and color vision may be necessary. 
Environmental Conditions.   A person is not substantially exposed to adverse environmental conditions and only exposed to moderate noise; they may occasionally work near moving mechanical parts or machinery such as a copier/printer.

 FineMark National Bank & Trust complies with the Americans with Disabilities Act (ADA) and the Americans with Disabilities Amendments Act (ADAAA).  During the interview process, you may be asked questions concerning your ability to perform job-related functions.  As an equal employment opportunity (EEO) employer, FineMark National Bank & Trust adheres to a policy of making employment decisions without regard to race, color, religion, sex, national origin and status as an individual with a disability or protected veteran. We assure you that your opportunity for employment with FineMark depends solely upon your qualifications.

FineMark is a Drug-Free Workplace. Before hire, drug tests are conducted for all positions. Drug and alcohol tests may be conducted during employment. You may request a copy of FineMark National Bank & Trust’s Drug-Free Workplace Policy by contacting 239.461.3896.