Builders Risk Underwriter bei Bankers Insurance Group

Founded in 1976, Bankers Insurance Group has grown from a small local company to a diverse corporation known for its innovative insurance products and superior customer service. Bankers Insurance offers a variety of property and casualty products and services. Among the company’s products are business owners, builder’s risk, personal and commercial flood, as well as specialized coverages. Insurance and financial services remain at the core of our business, and we're proud of our more than 45+ year track record of expertise and service. We recognize the changes taking place in our domestic and global economy, as well as our society. We strive to respond to those changes with a spirit of understanding, growth, innovation, and entrepreneurship, developing new products, services, and partnerships.       

Our Core Values

• Collaboration: Working together is critical to achieving organizational goals.

• Innovation: Growth happens when we embrace and implement new ideas that deliver unique solutions and superior customer service.

• Performance: We provide our employees with the tools and support they need to grow, succeed, and make an impact.

• Social Responsibility: Charity and volunteer work are central to who we are.

• Trust: We build and maintain trust with employees and clients through integrity, transparency, and always doing the right thing.

All employees are expected to demonstrate the following in the performance of their duties:

• Acting with the highest levels of honesty, character, and transparency

• Making a unified effort to achieve organizational goals and embracing accountability for exceptional performance every day

• Committing to excellence, reaching our full potential as individuals and as an organization

• Approaching every challenge with creativity, delivering compelling value to our customers

• Believing in the power of a diverse workforce and making a positive impact on our environment and community

Summary/Objective

We are seeking an experienced Inland Marine Underwriter with technical expertise underwriting Builder’s Risk (ground up and renovation projects) to support the growth and profitability of our specialty commercial lines portfolio. This role requires deep technical expertise in underwriting a range of inland marine coverages, such as contractor’s equipment, installation floaters, and property-in-transit— to name a few. 

The ideal candidate will be responsible for evaluating both new and renewal business submissions, collaborating with underwriting and product teams, and maintaining underwriting discipline across standard and specialty markets. This is a key role for a senior-level underwriter who thrives in a production-oriented, high-volume environment.

Essential Functions

• Underwrite and evaluate new and renewal submissions for a variety of inland marine and Builder’s Risk accounts, including but not limited to:
  • Contractor’s Equipment
  • Installation Floaters
  • Property in Transit / Transportation
  • Mobile Medical and Diagnostic Equipment
  • Builder’s Risk (ground-up, renovations, residential and commercial structures)
  • Warehousing and Equipment Storage Risks
  • Apply appropriate pricing, terms, and conditions based on risk characteristics, underwriting guidelines, and market dynamics.
  • Assess risk factors using inspection reports, loss history, and third-party data sources to support well-informed underwriting decisions.
  • Maintain strong working relationships with agents and distribution partners, supporting profitable new business growth while upholding risk selection standards.
  • Partner with Product, Loss Control, and Underwriting Assistants to ensure accuracy and responsiveness throughout the underwriting process.
  • Participate in the ongoing development of underwriting appetite documentation, workflows, and training resources related to Inland Marine and Builder’s Risk.
  • Contribute to the training and mentoring of underwriting staff on inland marine fundamentals and best practices.
  • Maintain awareness of industry trends, competitor strategies, and regulatory changes impacting the inland marine market.
  • Actively drive new business production by prospecting within assigned agency territory, promoting underwriting appetite, and identifying growth opportunities.
  • Conduct regular agency meetings—virtually and in person—to strengthen relationships, deliver training, and provide guidance on submission quality and product offerings.

Travel

• Up to 30% travel required for agency visits, marketing events, and underwriting meetings within the assigned territory

Required Education and Experience

• Bachelor’s Degree in a related field and at least 5 years’ experience in commercial underwriting.

Preferred Education and Experience

• 7+ years of commercial underwriting experience, with significant focus on Inland Marine and Builder’s Risk lines.
• Strong working knowledge of ISO forms, proprietary inland marine coverages, and industry best practices.
• Builder’s Risk experience should include familiarity with general contractors, project timelines, valuation approaches, and construction-related exposures.
• Proven success in a production underwriting role, managing agency relationships, and hitting growth targets.
• Bachelor’s degree in Risk Management, Business Administration, or related field preferred.
• Professional designations such as AMIM, CPCU, CIC, or ARM are highly valued.
• Strong communication, analytical, and organizational skills with the ability to manage workload in a fast-paced environment.
• Experience working with underwriting systems such as Salesforce, Perceptive Concept, or AS400 is a plus.
• Must be a collaborative team player with a solution-focused mindset.
• Strong business acumen and market awareness to identify opportunities and respond to competitive dynamics.

The preceding position description has been designed to indicate the general nature of the work performed, the level of knowledge and skills typically required, and the usual working conditions of this position. It is not designed to contain or be interpreted as a comprehensive, complete, or exclusive list of the duties of the position. Additional and different duties may be assigned from time to time. We are an E-Verify company