Mortgage Closer Funder bei Gulf Winds Credit Union

About Gulf Winds

Gulf Winds Credit Union offers innovative financial tools that give our members freedom to live life with their finances under control. Since our founding in 1954, we have grown from a single branch in Pensacola, Florida, to a regional institution with over $1 billion in assets and 83,000+ members across Florida, Alabama, and Georgia. From daily banking needs to investment services, our members aren’t treated like an account number, but as part of the family.

Our Values

We are guided by our core values of Integrity, Care, Growth, and Innovation and are dedicated to our members, our community and each other.

Integrity
We own our decisions and actions by doing the right thing, learning from our mistakes, and taking responsibility.

Care
We help members meet their goals by listening to understand and offering the best solutions, placing kindness above all else.

Growth
We set ambitious goals, provide personal development opportunities, and encourage results.

Innovation
We challenge the status quo to enhance the member’s experience and solve tomorrow’s challenges today.

Working at Gulf Winds

Working at Gulf Winds is not just a job, it’s a career. We’re hiring collaborative, motivated people who want to love what they do. We are forward-thinking and family oriented. We recognize and reward excellent member service and have fun while working hard. When you join the team, you can expect:

• Open and transparent communication with your leaders
• Consistent coaching and opportunities to improve performance.
• Collaborative and team-focused environments
• Short and long-term professional development
• Opportunity to participate in cross-functional projects.

With you on our team we can achieve our vision of becoming the leading and most trusted credit union on the Gulf Coast.

Role:
This role is essential in ensuring that the mortgage closing process runs smoothly, and that all legal and financial aspects are handled accordingly. Review of loan documentation, coordinates and completes all the mortgage loan closings passed from processing. This position will coordinate with members, the appropriate vendors,
contractors, or other 3rd parties to initiate the required services for closing of mortgage loans.

Essential Functions & Responsibilities:
Review and verify all loan documents to ensure accuracy and compliance with regulations and lender policies.
Coordinates closing process with all parties involved, including, closing agents, real estate agents and members.
Create and prepare all necessary closing documents including the closing disclosure, mortgage and note.
Funding/booking loan by ensuring all at time of closing conditions have been addressed and disburse funds as needed.
Performs other job-related duties as assigned.

Performance Measurements:
1. Ensures all closing loan documents, and funding reports are accurate and compliant.
2. Provides informed, professional and accurate service, communication and support to all involved parties of the closing transaction.
3. Organizes and completes member closing loan documents for timely delivery to closing agent, and/or
Mortgage Loan Originator for Home Equity closings.
4. Maintains working knowledge of all mortgage products, both within the Credit Union and for the industry.
5. Funding/booking systems i.e. MERS, FNMA, Servicing platform are completed with little to no errors.
6. Complies with all applicable rules, regulations and policies, including but not limited to BSA, OFAC, CFPB
and Physical Security.

Knowledge and Skills:
Experience: One to three years of similar or related experience.
Education: (1) A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through an apprenticeship program.

Interpersonal Skills: Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.
Other Skills:  Must have good communication skills. Strong attention to detail. Ten key calculator, typewriter and keyboard skills. Ability to read, write, comprehend, and meet deadlines. Normally expected to work between 8:00 a.m. and 5:00 p.m., but may be required to work nights and/or weekends. Must adhere to safety rules and regulations
Physical Requirements: The position is based in-office in our Pensacola, FL market, operates primarily in an office setting, and routinely uses standard office equipment such as computers, printers, and phones. This position requires consistent presence in the office to effectively collaborate
with team members and fulfill job responsibilities. It requires the ability to actively participate in conference calls and meetings with other Credit Union team members and
vendors.

This Job Description is not a complete statement of all duties and responsibilities comprising the position.