Post-Closing Loan Documentation Specialist, Team Lead bei John Marshall Bank

Description

The Post-Closing Loan Documentation Specialist III, Team Lead/Bank Officer, is a critical position in the post-closing department and will require a comprehensive understanding of post-closing commercial lending processes and procedures. Eligible candidates should possess direct training and experience with complex commercial loan structures, commercial loan documentation, financial reporting, covenant exception tracking, collateral lien perfection and releasing with knowledge of county recording requirements, chain of title and county/state database research. Successful candidates will also have previous experience training, coaching or supervising.

In this role you will:

• Process and record full and partial collateral lien releases performing an extensive collateral review using Banks systems and county/state databases to avoid cross-collateralization prior to collateral release of the Deed of Trust, Uniform Commercial Codes (UCC), life insurance assignments, CD, vehicle title liens, secured assets, etc. 
• Independently review and monitor loans including viewing the approval and loans terms; creating, updating and validating ongoing/life of loan exception tracking requirements or other conditions of approval; reviewing documentation to ensure the collateral is perfected. 
• Review original executed loan documentation ensuring orderly, safe and secure control over original Notes and Guaranty records. Creates tracking exceptions for original loan documentation deficiencies in the Bank’s CERIS tracking system and notifies the Lending and/or Closing teams accordingly. meticulous imaging and indexing of executed loan documentation in FDM.
• Provide advanced assistance to team members with post-closing loan review, exception tracking, ServiceDesk management, original loan document review, collateral lien perfection, insurance tracking, and other post-closing responsibilities.
• Train and coach team members. Assist with the implementation of new or updated policies and procedures providing guidance and support for effective adoption and compliance.
• Utilizes Bank systems to complete comprehensive assessments and/or extensive research of complex loan structures and customer relationships to resolve discrepancies related to covenant and financial exception tracking, cross-collateralization, loan documentation, etc.
• Process original, continuation and termination Uniform Commercial Codes (UCC) filings including generate exception tracking reports on a bi-weekly/monthly basis.
• Generate exception reporting related to administrative, financial, covenant, and insurance requirements using internal and external systems.
• Engage with team members, Bank personnel, settlement agents, insurance companies, and vendors to clarify requirements, obtain necessary documentation, and resolve complex issues. Maintain effective communication to address high-level discrepancies and ensure compliance.
• Coordinate preliminary audit reviews for internal/external audits and exams. Conduct detailed pre-audit reviews of approval requirements, imaged loan documentation, loan operating systems, exception tracking, collateral, insurance, etc., identifying and addressing complex documentation exceptions and loan discrepancies. Coordinate with responsible parties to resolve complex issues.
• Complete ongoing courses to maintain required compliance knowledge. Pursues training opportunities by participating in webinars and courses to enhance knowledge and expertise in areas applicable to role and responsibilities.
• May be cross trained to assume additional functions in other areas of the Bank or share knowledge with colleagues to promote team development.

Requirements

• High School Diploma or equivalent.
• 5 – 8 years of direct experience in commercial loan post-closing, including loan documentation review, recurring exception tracking, lien perfection, and collateral release; or a combination of relevant experience in both commercial and consumer lending that demonstrates proficiency with these core functions.
• Experience working in a dynamic, fast-paced environment with the ability to manage multiple tasks efficiently.
• Demonstrated ability to exercise independent judgment, apply analytical thinking, and handle complex issues to develop effective solutions.
• Exceptional communication; comfortable with extensive dialogue and explanation, both written and verbal.
• Strong computer proficiency with the ability to learn and adapt to new systems, databases, and technologies.
• Advanced administrative and organizational skills with strong attention to detail.
• Self-starter who excels at mastering new processes and tools.
• Positive attitude with a strong customer service focus.

John Marshall Bank is an Equal Opportunity Employer 

At John Marshall Bank, we pride ourselves on being able to attract the best talent in the industry, therefore we offer a comprehensive benefits package which includes: 

• Medical
• Dental
• 401K Retirement Plan w/ an Employer Match (4% match on 5% contributions – this is highly competitive compared to other organizations)
• Vision 
• Employee Assistance Program
• Flexible Spending 
• Transit Reimbursement
• Dependent Day Care
• Long Term Care
• Paid Time Off
• Life and Disability Coverage 

At this time, John Marshall Bank will not sponsor a new applicant for employment authorization for this position.