Collections Executive - Retail MFB - Collections - Rasipuram - Sadhasivam Complex - J Grades bei Tata Capital Limited

Key Objective of the Job:

•   To drive the collection process of receivables across multiple sources thereby reducing the total outstanding 
       and the associated average number of days while continuing to make efforts to keep the client partnership 
       intact.

Major Deliverables:
•   Correspond with multiple sources to negotiate payment schedules that suit the customer’s current financial 
       situation while still satisfying the debt.
•   Keep track of the portfolio for specific buckets for the assigned area and control the delinquency of the area, 
       bucket-wise & DPD wise as well as focus on non-starters.
•   Provide efficient customer service regarding collection issues, process customer refunds, process, and 
       review account adjustments, resolve client discrepancies and short payments
•   Monitor and maintain customer account details for non - payments, delayed payments, and other 
       irregularities, making customer calls, account adjustments, small balance write off, customer reconciliations 
       and processing credit memos where necessary.
•   Ensure customer files are updated, recording times and dates that contact has been made and noting 
       information that customers have received about their debt.
•   Trace defaulters and assets in coordination with the agency’s tracing team and suggest remedial course of 
       action.
•   Identify defaulting accounts and investigate reasons for default while continuing to make efforts to maintain 
       a healthy relationship with the customer.
•   Enlist the efforts of sales and senior management when necessary to accelerate the collection process 
       including supporting the collection manager (court receiver) in repossessing assets and seeking legal and 
       police support where required.
•   Ensure compliance to all Audit / regulatory bodies as well as policies and procedures of the company.

Educational Qualification: Graduate