- Senior
About the Role
We’re seeking an SAP Bank Communication Management (BCM) specialist to design, implement, and support secure, compliant, and scalable enterprise payment processes. The ideal candidate brings hands-on experience with ECC, Payment Runs (F110/F111), BCM Workflow, signatory/approval groups, payment media (pain.001/MT101), payment status monitoring (BNK_MONI), and integration with banks via SWIFT/MBC/EBICS/host-to-host. This role will partner closely with Treasury, Finance, IT Security, and Banking partners to establish a robust Payment Factory and streamline E2E payment and bank statement processes.
Key Responsibilities
- Solution Design & Configuration
- Configure BCM approval workflows, dual-control, signatory profiles, payment groups, and security/auth levels.
- Set up payment runs (F110/F111) and payment medium formats via PMW/DMEE for ISO 20022 (pain.001/002), MT101, and country-specific formats.
- Implement payment status monitoring (BNK_MONI, BNK_OUT) and handle rejections/repairs.
- Integrate with SAP Multi-Bank Connectivity (MBC), SWIFT, EBICS, and host-to-host connections including PGP encryption, certificates, and connectivity testing.
- Configure Electronic Bank Statement (EBS) (MT940, BAI2, camt.053/054) with posting rules (FF_5, FEBA/FEBA_BANK).
- Collaborate with Cash Management, In-House Cash (IHC), and Treasury (TRM) teams for centralized payments and liquidity visibility.
- Project Delivery
- Lead/Contribute across SAP Activate phases—Explore, Realize, Deploy; blueprint, config, WRICEF design, unit/SIT/UAT, cutover, hypercare.
- Produce functional specs, config docs, mapping sheets (DMEE/XML), test scripts, training materials, and SOPs.
- Orchestrate bank onboarding: file format alignment, sFTP/EBICS/SWIFT setup, key exchange, end-to-end test cycles, and go-live validation.
- Operations & Support
- Resolve incidents, root-cause failures, and optimize throughput; monitor jobs/queues, reprocess failures.
- Maintain compliance—SOX, Segregation of Duties (SoD), audit trails for approvals and payment releases.
- Work with Security/GRC on role design (GUI) for BCM payment creation, approval, release.
- Stakeholder Management
- Partner with Treasury/Finance/Shared Services, external banks, and integration teams (PI/PO/CPI/AIF).
- Communicate risks, timelines, and dependencies; drive workshops and training for business approvers.
Must-Have Qualifications
- Minimum 7+ years SAP Finance/Treasury experience with 2+ end-to-end BCM implementations.
- Deep hands-on in:
- BCM approval workflow, signatories/approval rules, dual control, payment status tracking.
- Payment formats: ISO 20022 (pain.001, pain.002, camt.053/054), MT101, MT940, BAI2; DMEE tree design and mapping.
- Payment Runs & EBS: F110/F111, FF_5, FEBA/FEBA_BANK; automatic posting rules and clearing strategies.
- Bank connectivity: MBC, SWIFT, EBICS, host-to-host; encryption/certificates; troubleshooting file flows.
- Familiar with Cash Management, House Banks, Bank Account Management (BAM), Fiori apps for payments/bank accounts.
- Solid understanding of controls & compliance (SOX, SoD), audit requirements for payment approvals.
- Strong documentation, testing, and stakeholder communication skills.
Nice-to-Have / Preferred
- SAP Treasury (TRM), In-House Cash (IHC), Bank Account Management (BAM) deep-dive experience.
- Integration with Ariba (payments), Concur, Lockbox, Collections & Dispute (FSCM).
- Experience with SAP CPI/PI/PO, AIF, and bank APIs/web services.
- Fiori configuration for payment approvals and workflows.
- Knowledge of country-specific formats (e.g., SEPA SCT/SBTN, NACHA, Zengin, CN local formats, India RTGS/NEFT).
- Tools: Solution Manager/ChaRM, JSM
- SAP Certification: FI, Treasury, Cash Management, or S/4HANA Finance.
Company
Fujitsu at a Glance
Fujitsu is a leading information and communication technology (ICT) company, headquartered in Japan, offering a full range of technology products, solutions, and services. Approximately 132,000 Fujitsu people support customers in more than 100 countries. We use our experience and the power of ICT to shape the future of society with our customers.
We are a corporate culture that places great value on the pursuit of new possibilities previously unimagined and brings them to fruition. This has been the foundation of Fujitsu’s success since its inception. In an increasingly competitive world, in which the pace of change continues to accelerate, Fujitsu must strive for continuous innovation. Each and every employee will rise to the challenge of creating new value amid changes in the management environment, technology, society and the marketplace. With a spirit of challenge, we are committed to the continuous creation of new value. Fujitsu wants innovators like you!
At Fujitsu, one of our corporate principles is "We respect human rights". This principle underpins all our corporate and individual activities and guides the actions of every Fujitsu Group member. We embrace diversity and equal opportunity. Qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. By empowering people, we can unleash our collective strengths to create a better experience for our employees, our customers, and our partners.
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