Credit Specialist bei Opterra Solutions, Inc.

The Credit Specialist is responsible for evaluating creditworthiness, managing the credit approval process, monitoring accounts receivable, and ensuring compliance with company credit policies. This position is exempt and reports to our Chief Financial Officer.

QUALIFICATIONS

• Bachelor’s degree in accounting or a relevant program, and/or a minimum of six years practical experience in general accounting
• Professional certifications such as Credit Business Associate, Credit Business Fellow, or others are a plus
• Highly organized using a variety of tools (emails, calendar, software)
• Excellent written and verbal communications skills
• Initiative to tackle and own job responsibilities
• Ability to thrive during high stress and tight deadline situations
• Excellent ability to work with others
• Understanding of accounting and finance practices and procedures
• Strong analytical and problem-solving skills
• Ability to multitask simultaneous responsibilities
• Proficiency in financial analysis and credit assessment techniques
• Proficient in computer systems and software; NetSuite is a plus

PHYSICAL REQUIREMENTS

• Must be able to sit at a desk and work on a computer for prolonged periods of time

DUTIES AND RESPONSIBILITIES

• Exemplify our five core values (Safety, Others, Integrity, Initiative, and Passion)
• Analyze financial statements, credit reports, and other data to determine customer creditworthiness
• Establish credit limits and payment terms in accordance with company policies
• Approve or recommend credit terms based on evaluation findings
• Monitor customer accounts to ensure timely payments; initiate collection efforts as necessary
• Work closely with clients to resolve billing disputes and payment issues
• Identify potential credit risks and recommend risk mitigation strategies
• Prepare periodic reports on credit performance, including delinquency rates and aging analysis
• Maintain accurate records of customer credit profiles and payment history
• Ensure adherence to internal credit policies and procedures
• Build and maintain strong relationships with customers while ensuring compliance with credit terms
• Work with legal counsel when necessary
• Reconcile trade accounts receivable to the general ledger
• Perform other duties as assigned

Opterra Solutions, Inc. is an equal opportunity employer. Qualified applicants will receive consideration without regard to race, color, religion, age, sex, national origin, marital status, disability status, genetics, political affiliation, protected veteran status, pregnancy, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.