Junior Underwriter - APC bei Hiscox

Job Type:

Build a brilliant future with Hiscox
 

About us:

Hiscox is an international insurer specializing in luxury goods and property, as well as high-end professional insurance. As experts in risk, we give people and businesses the confidence to realize their ambitions. With offices in 9 European countries, we have a highly international staff and foster a culture of inclusion and collaboration, offering exciting opportunities for personal and professional growth.

In our Lisbon office, we proudly employ approximately 500 exceptional professionals representing 29 diverse nationalities. Despite our central location within the city, we recognize the importance of maintaining a healthy work-life balance. As part of our commitment to our employees’ well-being, we provide a 35-hour workweek and offer the option for a hybrid working schedule.

The Team

This is an exciting opportunity to become an integral member of the Art & Private Clients Division.

Our team is composed by 6 people (some of them based in Lisbon) working for both the Spanish and Portuguese Business.

The volume of business is rising rapidly and career opportunities are excellent should individuals demonstrate the skills and success in their roles.

The development plan for Hiscox Portugal is very ambitious for the next few years and it is expected that the team will grow at the same pace as the business.

The Role:

Working within the Art & Private Clients Spanish Division, this will be accountable for underwriting and renewing a caseload of existing Art & Private Client Risks for our Portuguese business.  You will actively identify opportunities to cross-sell and have a strong focus on building rapport with, and delivering a superb service to our broker partners.

Key Responsibilities:

• Underwrite, price and negotiate accounts consistent with the quality of the risk and guidelines for the Art & Private Client risks product line
• Develop new relationships and maintain existing relationships with brokers
• Work with operations, claims, finance and marketing to build products and contribute to the financial performance of the business unit
• Maintain excellent service standards
• Maximize the retention of existing renewals and handle mid-term adjustments on existing business
• Contribute to growing the existing business income through cross-sell and up-sell
• To deal quickly and efficiently with a large volume requests from Brokers
• To effectively negotiate with both internal and external parties including identified points of contact within a brokerage
• Maintain profitability of the account by making sound and consistent individual underwriting decisions
• To identify and challenge non-standard underwriting decisions within the Technical Underwriting Guide (TUG) with a reasoned Referral to a product expert or Senior Underwriter

Person Specification:

• 2-3 years experience in Insurance (Companies or brokers), preferably Household or Property
• Commercial skills
• Excellent written and verbal communication skills in Portuguese, Spanish and English
• Outgoing, driven, high attention to detail and results focused mentality
• The ability to identify business needs
• Understanding of basic sales principles, negotiation skills and demonstrate a competitive drive
• Strong interpersonal skills and ability to work independently in a collaborative environment
• Service focus which enables one to effectively interact with all levels of internal and external customers and partners
• Demonstrable drive, self-motivation and determination to achieve results

• Team player who consistently demonstrates behaviours aligned with Hiscox’s core values.

Why Hiscox?

• Healthy work-life balance with an hybrid working system;
• Holidays: 27 days + 2 Hiscox Days (Extra two Annual Leave);
• Health insurance, gym allowance, pension plan etc.;
• After 5 years work 1 month sabbatical leave;
• Team spirit with many opportunities to engage and an open culture.

Work with amazing people and be part of a unique culture