Commercial Banking Associate Fort Lauderdale, FL bei Comerica Bank
Comerica Bank · Fort Lauderdale, Vereinigte Staaten Von Amerika · Onsite
- Optionales Büro in Fort Lauderdale
- 20-month rotational program that includes formal credit training and two sales-focused rotations within the Commercial Bank to gain valuable business development, sales and relationship building skills.
- Professional career development through assessments, coaching, team building, and mentoring.
- Exposure to senior and executive leadership. Collaborative and supportive team environment.
- Gain in-depth knowledge of lending and non-lending products and services, including Treasury Management, Wealth Management, Foreign Exchange, and Global Capital Markets.
- Lines of Business: Business Banking and Middle Market. Rotations may require Associates to commute to different office locations throughout the program.
- Prepare loan approval packages, in partnership with Relationship Managers and Portfolio Managers, for credit decisioning.
- Provide complete analysis of loan approval packages for new credit requests, as well as annual reviews of existing relationships, utilizing the various underwriting methods as established by Credit Administration.
- Analyze financial information to identify key strengths, credit risks, and mitigating factors associated with credit requests.
- Determine appropriate loan structures and banking solutions to meet customer needs.
- Monitor credit exposure for portfolio relationships.
- Working with Commercial Bank Group to analyze/structure debt facilities, conduct relationship reviews, create marketing plans, identify ancillary product opportunities, and conduct industry research.
- Observing and participating in prospect and customer calls.
- Observing and participating in sales, workload, and loan committee, meetings.
- Learning risk mitigation processes and understand various aspects of risk and compliance.
- Gaining an understanding of loan documentation and the loan closing process.
- Developing an understanding of the full breadth of Comerica's products and services offerings
- Successful completion of all credit and sales training coursework and practical application across all rotations.
- Prepare a final project presentation that demonstrates Sales and Credit skills learned in the program.
- Initial placement into Relationship Manager I, First Level Officer position.
- Placement out of the program may require relocation and is subject to business needs, performance, and will take into consideration individual preferences when possible.