Property Claims Adjuster (In-Office) – Sandy Draper, UT bei Stillwater Insurance Group

Join our collaborative team where effort and work ethic get noticed. Enjoy a positive, friendly, energetic work environment with accessible leadership, where you will have the opportunity to learn the insurance industry and valuable skills while we invest in your future career with us.

About Stillwater Insurance Group

Stillwater Insurance Group is a mid-sized national insurance provider offering a variety of home, auto, and commercial insurance products in all 50 states. Headquartered in Jacksonville, Florida, with additional offices in New York and Omaha, Nebraska, we pride ourselves on an upbeat and supportive environment.

We value positive attitudes, reliability, attention to detail, and a passion for learning. Our team enjoys coaching, development, recognition, and growth opportunities—all in a tight-knit setting where honesty and integrity are the foundation of how we work.

Position Summary

We are seeking a Property Claims Adjuster to join our in-office team in Sandy Draper, UT. This full-time role involves handling residential and commercial property insurance claims across the U.S. You will investigate, evaluate, and resolve homeowner, dwelling, condominium, renters, and commercial property claims while ensuring compliance with internal and regulatory standards.

Although primarily in-office, occasional travel is required for field inspections, settlement conferences, mediations, and CAT duty during high-volume periods.

We are open to hiring mid- to senior-level professionals who bring a solid foundation in claims handling, along with strong judgment, communication skills, and a commitment to continual development. Whether you’ve been managing claims independently for several years or are advancing to a more complex role, we provide support and growth opportunities to match your experience level.

Key Responsibilities

• Investigate and determine coverage for a wide range of residential and commercial property claims.

• Analyze and apply policy language accurately based on claim details.

• Draft and issue professional written correspondence, including reservation of rights letters, disclaimers, and settlement communications.

• Communicate effectively with policyholders, contractors, attorneys, and vendors.

• Utilize tools such as remote photo capture apps, independent adjusters, and damage estimating software (e.g., Xactimate).

• Set and adjust claim reserves and make appropriate indemnity and expense payments.

• Conduct thorough claim investigations, both desk-based and in the field as needed.

• Supervise and coordinate with outside resources to support claim resolution.

• Identify and pursue subrogation and salvage opportunities.

• Work closely with SIU on potential fraud cases.

• Manage legal expense and proactively handle claim disputes to avoid unnecessary litigation.

• Participate in CAT duty and field inspections when required.

• Maintain all required adjuster licenses and complete continuing education.

• Ensure compliance with Unfair/Fair Claims Practice Acts and company best practices.

Minimum Qualifications

• Bachelor’s Degree or equivalent combination of education and experience.

• 5+ years of property claims handling experience preferred.

• Professional designations (e.g., CPCU, AIC) or progress toward them are a plus.

• Solid knowledge of insurance principles, estimating, and residential/commercial construction.

• Experience with Xactimate or similar estimating platforms.

• Excellent communication, organizational, and analytical skills.

• Strong knowledge of applicable claims regulations and insurance codes.

• High attention to detail and ability to prioritize and manage multiple claims efficiently.

• Strong customer service orientation and professionalism under pressure.

Why Stillwater?

• Honest, ethical, and supportive team environment

• Clear opportunities for career advancement

• Open communication with leadership

• Individual contributions are recognized and valued

• Work-life balance with strong peer collaboration

Apply today to start your journey of being celebrated and valued with Stillwater Insurance Group.

Offer for employment contingent upon the acceptable responses from both a background investigation and a pre-employment drug screen.

Stillwater Insurance Group is a drug-free workplace and an equal opportunity employer.