Hybrid Wire and Operations Specialist bei US Century Bank

Description

This position provides operational support to departmental teams by executing assigned tasks efficiently and in compliance with established procedures. Contributes to the smooth functioning of daily activities through collaboration, attention to detail, and commitment to organizational goals.

Requirements

Essential Duties and Responsibilities: 

• Handle Cash letter services in coordination with Global Foreign Correspondent Banking.
• Follow established procedures for handling rejected or returned check deposits.
• Maintain accurate logs and documentation for daily RDC processing.
• Communicate with branch or Dept staff to resolve discrepancies.
• Conduct OFAC screening on applicable RDC items
• Review and approve Xpress Deposits Capture/Commercial Capture to ensure accuracy and completeness
• Review and approve checks deposited via Mobile Deposit.
• Handle returned mail, ensuring proper follow-up
• Prepare all the correspondence that will be mailed to customers addressing issues related to dormant accounts, excessive transaction activity, and chargebacks.
• Ensure compliance with all applicable bank policies, OFAC regulations, and other regulatory requirements.
• Support International Operations with Fedlink functions and Deposit Operations with various tasks as needed.
• Perform/Support other tasks as assigned by Management

Responsible for compliance with the following regulations (if applicable):

• Bank Secrecy Act (BSA)
• Anti- Money Laundering (AML)
• Office of Foreign Asset Control (OFAC)
• Know your Customer (KYC)
• Deposit related regulations (i.e. Reg. DD- Truth in Savings, Reg. E-Electronic Funds Transfer Act, etc.), as applicable 
• Lending related regulations (i.e. Reg. B- Fair Lending, Reg. C-HMDA, Reg. Z- Truth Lin Lending Act, etc.), as applicable 
• Community Reinvestment Act (CRA)
• Privacy
• Unfair, Deceptive, Abusive, Acts or Practices (UDAAP)

USCB Policies and Procedures:

All employees are expected to maintain a thorough understanding of U.S. Century Bank’s policies and procedures, as outlined in the bank’s shared drive. Employees must adhere to these policies and procedures at all times and promptly report any known or suspected deviations.

Qualifications and Requirements:

To perform this job successfully, an individual must be able to carry out each essential duty satisfactorily. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

Language Skills:

Ability to read, analyze, and interpret common business and banking documents in both English and Spanish. Able to respond effectively to inquiries or complaints from customers or members of the business community. Capable of writing reports and business correspondence in accordance with prescribed style and format. Demonstrates strong interpersonal skills, building rapport quickly with others. Able to present information clearly to management, employees, and customers.

Work Habits:

Demonstrates regular attendance, teamwork, initiative, dependability, and punctuality.

Disclaimer:

This job description does not constitute an employment agreement or contract. Management reserves the right to modify or amend this job description at any time.

MEMBER FDIC/EQUAL OPPORTUNITY-AFFIRMATIVE ACTION EMPLOYER/DRUG FREE WORKPLACE