Hybrid V.P./Consumer Lending bei LBS Financial Credit Union

Do you have a proven track record of driving significant loan portfolio expansion while championing exceptional customer experiences?

We are seeking a highly experienced, strategic, and member-focused leader to join our team as Vice President, Consumer Lending. This role is key to driving lending success, operational excellence, and outstanding member satisfaction. 

JOB REQUIREMENTS & RESPONSIBILITIES 

This is an on-site position located in Westminster, CA.

This role will oversee all aspects of our consumer lending operations—direct and indirect—while ensuring the highest level of member service. This role is responsible for policy development, strategic planning, loan portfolio performance, compliance, credit quality, technology implementation, and staff leadership. The VP will work closely with the SVP, Chief Lending Officer to develop and execute lending strategies that support our growth while maintaining strong risk management practices. 

• Lead, coach, and develop a high-performing team across direct lending, indirect lending, DMV Services, and credit bureau dispute resolution.
• Oversee policy, procedure, and pricing strategies to ensure competitive and compliant lending programs.
• Monitor and analyze loan portfolio performance (volume, yield, fees, risk, losses) and recommend adjustments to maintain quality and profitability.
• Drive innovation in lending products, services, and technology to enhance operational efficiency and member experience.
• Establish and maintain strong dealer relationships to support indirect lending growth.
• Underwrite and review loan decisions to ensure sound credit quality and prudent risk levels.
• Ensure compliance with all applicable state, federal, and NCUA regulations, including Reg Z, Reg B, BSA, CIP, FACT Act, and DFPI guidelines.
• Oversee DMV titling, UCC filings, and other lien perfection processes. 
• Prepare comprehensive reports and analyses for senior leadership and the Board of Directors.

Please see attached Job Description for full list of responsibilities

EDUCATION/EXPERIENCE PREREQUISITES

• Bachelor’s degree or equivalent experience required.
• Minimum 5 years of consumer loan management experience, with proven success in leading high-performing lending teams.
• Demonstrated expertise in policy development, loan pricing strategies, credit analysis, and technology system implementation.
• Strong track record of delivering measurable results in indirect lending.
• Excellent leadership, collaboration, and communication skills.
• Experience with MeridianLink loan origination system (or similar).
• Advanced knowledge of consumer lending regulations and credit scoring systems.

BENEFITS & TOTAL REWARDS

• Medical, Dental, and Vision
• Paid Holidays, Sick Time, and PTO
• Defined Benefit Pension Plan 
• Voluntary 401(k) and Roth(k)
• Insurance: Life, AD&D, LTD
• Travel Assist
• Rewards and Recognition Program
• Educational Reimbursement
• Paid Volunteer hours
• Loan discounts and free branch services
• Discount entertainment: movie tickets, travel, car rentals, and much more
• Plus, a variety of additional voluntary benefits

PAY RANGE

In accordance with California’s Pay Transparency Act, the expected salary range for this position is between: 

$111,395.00 - $148,990.00

Actual pay will be determined based on a candidate’s specific qualifications, including their knowledge, skills, education and experience, internal equity consideration, as well as other job-related factors permitted by law.

Note: As part of our screening process, LBS Financial conducts background investigations on candidates who are extended an offer and who agree and authorize us to do so. This investigation will include:

• Employment Verifications - Employment Dates & Job Titles
• Credit Report
• Criminal Records Search
• Social Security Search
• Governmental Registries Search 

Additionally, candidates must be eligible to be bonded through a fidelity bond to cover employee loss and risk.

For additional information about our Credit Union and to apply for this opportunity, please visit our website at www.lbsfcu.org/careers. EOE

Monday- Friday 9:30 AM - 6:00 PM
Occasional Saturday's
Full-Time - 40 hours/week Jetzt bewerben