Hybrid Executive Lending Assistant bei FIRST NATIONAL BANK OF BASTROP

Description

The First National Bank of Bastrop is proud to be named a Best Place for Working Parents®. We offer an opportunity to work with a financial institution that prides itself on excellent customer service and a competitive compensation and benefits package that includes:

• Employer paid benefits:
  • Paid time off
  • Paid parental leave
  • Paid volunteer time
  • Employee Stock Ownership Plan with 401(k) Provisions (KSOP) with match
  • Up to $825 match on Health Savings Account (qualifying medical plan required)
  • Life/AD&D/LTD insurance
  • Tuition reimbursement
• Optional benefits:
  • Medical insurance
  • Dental insurance
  • Vision insurance
  • Supplemental coverages
    • Short term disability
    • Cancer
    • Critical Illness
    • Accident
  • Medical Spending Accounts
    • Flexible Spending Account (FSA)
    • Health Savings Account (HSA)
    • Dependent Care FSA

Description:   

Work with loan officers processing loan applications through closing. Perform all duties in conformity with applicable regulations and bank policies. Work under limited supervision with moderate latitude for independent judgement. 

Essential Duties:  

• Provide administrative support by arranging appointment schedule; assisting with loan applications; obtaining credit reports; typing personal and commercial loan documents; closing loans with the customer; filing for recordation title and UCC liens; providing completed documentation to loan administration department and assist with RE modification worksheets.
• Prepare application loan packets for consumer, residential, and commercial loans.
• Assist with collection of financial statements, income tax returns, insurance, rent rolls, lease agreements. 
• Order all paperwork related to each specific real estate loan, i.e., appraisals, surveys, title policies, legal documents, etc.
• Correspond with title companies, surveyors, appraisers, borrowers, realtors, attorneys, etc. relating to the real estate loan being processed.
• Coordinate closings with the borrower, loan officer, seller, and title company.
• Work with the loan department to ensure that all required documentation is in place prior to a closing.
• Work with Loan Officers/Real Estate loan operations with any real estate work they are performing.
• Prepare loans for closing.
• Process approved RLOC and interim construction draws and pay downs.
• Maintain good knowledge of all bank policy/procedures/services to identify additional customer needs and/or respond to inquiries, making proper referrals when appropriate.
• Stay abreast of changes in the banking field through self-study and both in-house and outside opportunities for continued education and training.

Bank Secrecy Act Duties:

• In the performance of respective tasks and duties, this position must maintain knowledge of Bank Secrecy Act regulations and all other regulatory, security, and Bank policies and procedures.

Company Conformance:

• First National Bank’s (FNB) promotional materials may include photos, videos and other recordings taken in the workplace or at company-sponsored events. Acceptance of employment with FNB gives consent to such photos, videos and other recordings and these may be used in social media posts, newsletters and other promotional materials. No extra compensation or advance notice will be provided when recordings are made or published. 
• In compliance with all applicable regulations and Bank policies, this position is expected to successfully produce quality work within deadlines, with or without supervision; interact professionally with other employees, customers, and vendors, while always respecting the need for confidentiality of customer information. The employee will work effectively as a team contributor on all assignments and work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Furthermore, the employee is encouraged to actively represent the Bank to customers and the general public in ways that promote the integrity, validity, and mission of the Bank by participating in community organizations, events, and activities. The employee is also expected to maintain a commitment to continuing education in the banking field through self-study and both in-house and outside training opportunities in all applicable banking policies, procedures, and regulations.
• Regular and punctual attendance is expected, and appropriate attire is required at all times, while either performing job functions or representing the Bank at outside events and activities.

Requirements

Required Minimum Qualifications: 

• High school diploma or equivalent.
• Two years of customer service experience, to include one year of real estate and financial services experience. 
• Preferred: Previous banking experience; bilingual in English and Spanish.

Must also have the following demonstrated knowledge, skills, and abilities: 

• Current knowledge of real estate loan documentation and title company requirements; real estate regulations including but not limited to Truth in Lending, Flood Disaster, HUD, and HMDA.
• Ability to read and comprehend various types of loan and related support documentation.
• Ability to read, comprehend, and technically apply written policies, procedures and regulations.
• Good basic math and typing skills.
• Ability to use bank equipment, computer systems including PC applications using spreadsheet, word processing, and database software.
• Ability to maintain objectivity and independence.