Hybrid Mortgage Loan Processor bei Atlantic Coast Mortgage

Job Description

Summary:

The primary function of the Mortgage Processor is to ensure the timely and accurate packaging of all loans originated by loan officers, while ensuring that the applicant’s documents are accurate for processing and underwriting. The processor assumes responsibility as the point person from qualification to the final approval.

Essential Functions:

• Strong knowledge of compliance rules and regulations
• Proficiency in Encompass (LOS)
• Follows specific guidelines for Fannie Mae and Freddie Mac investor regulations
• Reviews loan applications for accuracy and completeness, ensuring standards are met.
• Proficiency in understanding the loan profile to pre-underwrite conditions, with the goal set to manage and streamline the loan process with underwriting
• Process documents, including income, assets, and employment, and analyze liabilities in a paperless work environment

Qualifications:

• Minimum of 2 years of experience as a Mortgage Loan Processor
• Previous experience with Conv, FHA, VA, VHDA, and USDA loans is required
• Detail-oriented, ability to prioritize, and outstanding service are critical to succeed
• Self-motivated with a strong sense of urgency-meet deadlines
• Excellent verbal and written communication skills - be consistent and proactive with communicating with borrowers, loan originators, and other parties to the transaction while striving to maintain a high level of customer service