Hybrid Loan Officer bei Pinnacle Bank
Pinnacle Bank · Ogallala, Vereinigte Staaten Von Amerika · Hybrid
- Professional
- Optionales Büro in Ogallala
- Prospects new customers and solicits new loans. Cross-sells other banking services to new and existing customers. Maintains on-going customer contact to ensure good customer relations.
- Performs on-going management of a portfolio of all types of account relationships. Includes account reviews, problem solving, research and follow-up to internal account errors, etc. Interviews loan applicants: gather and evaluate financial and related data to establish credit worthiness. Monitor customers’ financial condition.
- Reviews and approves or denies loan request to new or existing customers up to a pre-determined limit. Prepares action memos to be reviewed by management and presents credits exceeding authority to the loan committee. May serve and vote as a member of the bank loan committee.
- Monitors loan repayment activities, take necessary action to collect past-due accounts.
- May participate in preparation of department budget, goals and objectives and strategic planning.
- Participates in civic and community organizations, representing the bank, but following personal interests. Attends customer and bank sponsored events.
- Performs other related duties as assigned by management.
- Ability to maintain regular and reliable attendance
- Knowledge of agriculture, commercial and consumer lending procedures.
- Knowledge of credit structuring.
- Knowledge of general banking principles and banking.
- Knowledge of sales and marketing practices and principles.
- Skill in communicating with clients and co-workers in courteous and professional manner.
- Skill in operating computer terminals and printers.
- Skills in pricing loans.
- Ability to maintain a high level of confidentiality.
- Ability to problem solve.
- Ability to make sound decision using information at hand.
- Ability to demonstrate accuracy and efficiency in a fast-paced environment.
- Ability to function as a team player.
- College degree preferred
- Three years lending experience is preferred.