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Mortgage Loan Originator chez Citizens National Bank

Citizens National Bank · Bluffton, États-Unis d'Amérique · Onsite

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Job Title: Mortgage Loan Originator

Location: Bluffton, OH

Status: Full Time

FSLA Job Class: Non-exempt

Department: Consumer Loan Sales

Reports To: Local City President


At Citizens National Bank, we have surrounded ourselves with some of the brightest and most talented professionals in the financial service industry to form a solid and secure community banking foundation. 

Citizens National Bank has an excellent opportunity available in our local market for a Mortgage Loan Originator. In this role you will be responsible for offering expert financial services for consumers, covering everything from financing home purchases, construction and refinancing of owner-occupied residential real estate. Additional loan products include home equity lines and loans, vehicle loans, and other consumer financing options. 

A typical day may include the following: 

  • Being available to meet and interview potential loan customers onsite or offsite. 
  • Meet with loan applicants to evaluate their financing needs; explain the available financing options and provide assistance with the customer's selection of loan programs that best meet their needs. 
  • Obtain all necessary information from the borrowers for verification of deposits, employment and any other underwriting requirements necessary for the loan approval. 
  • Convey to underwriter any comments made by the borrowers regarding their past or present financial history that may influence the credit decision. 
  • Finalize the completion of a loan application with established interest rates, terms and fees. 
  • Deliver exceptional customer service to clients of Citizens National Bank, specializing in Residential and Consumer Loans. 
  • Cross-sell other bank products and services. 
  • Attend weekly department and sales meetings. 
  • Maintain the appropriate licensing and/or continuing education credits needed to perform this job. 
  • Represent Citizens National Bank at appropriate business development functions, community events and business groups. 
  • This position requires travel to outside offices/locations at times to meet with management, staff and others, however on-site presence is also necessary for regular, successful performance. 


JOB REQUIREMENTS:

  • Minimum associate's degree or equivalent from two-year college or technical school; or five years related experience; or the equivalent combination of education and experience. Continuing education to remain current with required licensing. 

ADDITIONAL QUALIFICATIONS:

  • Two years experience in a financial institution or loan setting is preferred
  • Previous sales experience
  • Basic understanding of financial institution policies and procedures.
  • Must have stellar written and verbal communication skills.
  • High level of professionalism
  • Proficiency in computer software such as Word, Excel, and Outlook
  • Must maintain a well-developed working knowledge of the bank's products and services, along with the applicable regulations and operating systems. 
  • Must have the ability to manage multiple priorities and meet deadlines. 

WHAT'S GREAT ABOUT WORKING AT CITIZENS NATIONAL BANK?

  • Medical, Dental, and Vision Insurance
  • Company Paid Life Insurance 
  • Company Paid Short Term & Long Term Disability 
  • Generous Paid Time Off including Vacation, Sick, Personal, and Emergency Time
  • 11 Paid Holidays
  • Incentive Plan paid on a quarterly basis
  • Employee Stock Ownership Plan for your retirement
  • Banking Perks 

Citizens National Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities. 


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