Commercial Credit Analyst presso Hyundai Capital America

 Who We Are

Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships.  We provide vehicle financing, leasing, subscription, and insurance solutions to over 2 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering, philanthropy, and the empowerment of our Employee Resource Groups. Together, we strive to be the leader in financing freedom of movement.

We Take Care of Our People

Along with competitive pay, as an employee of HCA, you are eligible for the following benefits:

·         Medical, Dental and Vision plans that include no-cost and low-cost plan options

·         Immediate 401(k) matching and vesting

·         Vehicle purchase and lease discounts plus monthly vehicle allowances

·         Paid Volunteer Time Off with company donation to a charity of your choice

·         Tuition reimbursement

What to Expect

The Commercial Credit Analyst is required to operate as a self-contained credit unit within Commercial Credit. This role will perform and coordinate comprehensive credit, collateral and economic reviews of all existing floorplan relationships.

What You Will Do

1.     Complete comprehensive periodic reviews utilizing the Commercial Credit Application (CCAP) for Full Review, Risk Based Review or Automated Review to assess dealer’s financial and credit risk position.

2.     Complete assigned dealer monthly reviews with recommendations to minimize the number of Watch List dealers. Work with our field sales team to address any risk concerns identified in the monthly watch reporting.

3.     Review dealer inventory audits and work with sales to address any unsatisfactory audits and collect any outstanding payments.

4.     Collect on excessive audit exceptions, principal & interest payments (10th business day of month) and curtailments (last business day of the month). Monitor and follow-up on reported duplicate financed vehicles.

5.     Review floorplan insurance policies for proper coverage and compliance.

6.     Complete applicable tasks on the liquidation checklist after floorplan payoffs.

What You Will Bring

·         Minimum 2-4 years of automotive finance credit analysis experience required.

·         Knowledge of financial statements preferred

·         Bachelor’s degree in Business or related field.

·         Demonstrated credit and financial analytical skills.

·         Solid time management, prioritization skills, and high attention to detail.

·         Proficient in Microsoft Office Suite including Word, Excel and Outlook.

·         Strong written and verbal communication skills

·         Possess a high level of subject matter expertise in all areas supported.

·         Team oriented, strong interpersonal skills.

·         Must be able to multitask.

Work Environment

Employees in this class are subject to extended periods of sitting, standing, and walking, vision to monitor and moderate noise levels. Work is performed in an at home and office environment.

The posted salary range for this job takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; geographic location, and other business and organizational needs. Successful candidates may be hired anywhere in the salary range based on these factors. It is uncommon to hire candidates at or near the top of the range.

California Privacy Notice

This notice only applies to our applicants who reside in the State of California.

The latest version of our Privacy Policy can be found here. This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 (“CCPA”). 

If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at [email protected].