BSA Intern chez Ion Bank

Who We are:

At Ion Bank, we pride ourselves on providing exemplary customer service and building lifetime relationships by partnering with our customers to identify and achieve their financial goals. We are passionate about our Service Standards and live by them every day.

As a result of Ion’s continued growth, the bank consistently provides robust and diverse development programs for its employees with a goal of personal expansion. Not only does Ion prioritize its internal team, but additionally values the communities that the employees serve. The bank consistently encourages volunteerism from its employees to support customers and beyond. Apply now to join the Ion community!

Who we are seeking for this role:

The ideal candidate will demonstrate and encourage high standards of behavior that is consistent with Ion’s service Philosophy of Safety & Security, Accuracy, Responsiveness, Friendly, Personalized Service. Consistently demonstrates a strong commitment to Ion, willing to go “above and beyond” whenever necessary. This individual thrives in an environment that encourage teamwork and promotes inclusion by working with a variety of people.

Purpose:

Assist with various case reviews including but not limited to: high risk customers, potential high risk customers and new customer/account relationships. Comprehensive reviews include basic and enhanced due diligence, transactional activity reviews and analysis, identification of high risk factors and/or activity.

Key Result Areas:

• High Risk Customer Review/Documentation
• Customer Due Diligence
• AML Alert Review

Essential Functions - may include, but are not limited to:

• Assist with scheduled reviews of entities and accounts identified as high-risk as defined in the BSA/AML Procedures.
• Collect information and conduct analysis on transactional data to make determinations of irregular activity through understanding of industry norms, the customer’s full relationship, historical customer activity and regulatory definitions of suspicious activity.
• Conduct investigations by utilizing the bank’s resources: i.e. system software, reports, databases, and system applications to determine if suspect customer/account activity meets the established criteria for investigation of suspicious activity as described in BSA and Anti-Money Laundering Procedures.
• Comprehensively document all findings in a centralized case management system, to include writing a detailed narrative supporting the investigative findings.
• Analyze and disseminate sensitive information concerning the suspicious activities of groups, businesses and individuals as described in BSA/AML procedures. 
• Ensure activities within assigned functional area of responsibility are in compliance with State and Federal regulations.
• Knowledge of Bank policies and procedures

Other Functions

• Maintains current knowledge of rules/regulations related to BSA, Patriot Act and OFAC.
• perform other duties as requested.

*The above is a description of the ordinary duties of the position.  It should be expected that from time to time other duties, both related and unrelated to the above, may be assigned and, therefore, required.

Education and Experience:

High school diploma required plus college course(s).  Six months office experience or some comparable combination of education and experience.

Equipment and Software:

Ability to operate personal computer, proficient with Microsoft Office® (particularly Word® and Excel®), fax machine, scanner, telephone, photocopier, various printers, currently used Bank hardware and software.  Knowledge of Verafin AML system a plus.

Physical Qualifications:

• Ability to extend ones arm(s) in any direction
• Ability to sit or stand in an erect position
• Ability to manipulate small objects precisely by whatever means
• Ability to express or exchange ideas by means of the spoken word, both speak and hear
• Ability to be subject to substantial repetitive motions of the body or its parts
• Ability to lift up to 10 pounds occasionally and/or a negligible amount of lifting frequently or constantly to move objects

Other Qualifications:

• Knowledge of Bank policies and procedures, State and Federal regulations
• Ability to compute rate, ratio, discount, interest, profit and loss, commission, percentages, and apply basic arithmetic and mathematics to help resolve problem solving situations
• Ability to deal with people beyond giving and receiving instructions such as in a team, supervisory, marketing, or counseling setting
• Ability to perform a variety of duties, often changing from one task to another of a different nature without loss of efficiency or composure
• Ability to maintain relationships that facilitate task accomplishments; to cooperate and resolve conflicts; to recognize needs and be sensitive to others
• Ability to exchange information with others clearly and concisely; to present ideas, facts, and technical information
• Ability to identify task requirements and monitor progress toward accomplishment
• Ability to receive guidance and supervision; follow work rules, work procedures; meet deadlines, punctuality and attendance standards, etc.
• Ability to systematically identify and define problems, evaluate alternatives, and implement cost effective solutions

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Ion Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or veteran status.

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