Quality Control & HMDA Administrator - Operations Center chez The Commercial & Savings Bank
The Commercial & Savings Bank · Millersburg, États-Unis d'Amérique · Onsite
- Professional
- Bureau à Millersburg
This is a full-time, on-site position at our Operations Center, located in Millersburg, Ohio. In addition to a competitive base wage, CSB offers a wide variety of employee benefits listed below.
Summary: Responsible for the input, accuracy, and timely review/collection of HMDA (Home Mortgage Disclosure Act) data for all applicable HMDA reportable loans. Assists in the management of the HMDA related system requirements of each processing system. May prepare all loans for booking. And may perform quality control reviews for all lending products.
Essential Functions: Essential duties and responsibilities include the following; however, other duties may be assigned.
HMDA
- Maintains a vast and working knowledge of HMDA rules and regulations.
- Stays up to date on all HMDA regulation changes and reporting requirements.
- Ensures timely and accurate input of all HMDA data for all required systems.
- Reviews the HMDA software system for accurate data on a per loan basis – develops, maintains, and utilizes quality control programs to verify data.
- Supports the HMDA review process prior to the annual HMDA data submission.
Booking
- Prepares all mortgage loans for booking and may assist in the booking of other lending products. Reviews final documents for accuracy and completeness.
- Maintains the mortgage booking spreadsheet and assures all mortgage loans are booked within policy guidelines.
- Handles disbursements for mortgage loans.
- May aid in the formation and documentation of written procedures.
Quality Control
Performs quality control reviews for mortgage, HELOC and installment loans.
- Performs quality control reviews for denied/withdrawn loan requests.
- Will promote a culture of compliance by:
- Learning new regulations
- Implementing process and procedure aimed at creating a higher level of compliance accuracy.
Education: Four-year degree in related discipline; four or more years related experience and/or training; or equivalent combination of education and experience.
Summary of Employee Benefits:
- Competitive base wage
- Incentive compensation and profit sharing
- Comprehensive benefits including medical, dental, vision, short- and long-term disability, and group life insurance – (plan and/or benefits eligibility requirements apply)
- Paid time off for vacation, illness, bereavement, and jury duty
- 401(k) with an employer match and on-site advisers
- Employee Assistant Program (EAP) with free access to mental health resources
- Comprehensive wellness program with financial incentives to promote a healthy lifestyle
- Training and professional development opportunities to help you reach your long-term goals
- Paid holidays available immediately upon hire
- Volunteerism opportunities to give back to our local communities
The Commercial & Savings Bank is an Equal Opportunity Employer.