Warehouse Portfolio Manager Associate chez None

Essential Functions

• Send customer requests for documents and track for return and completeness.
• Prepare and assist delivering presentation to credit for opportunity approval.
• Risk monitoring of existing portfolio for covenant compliance and performance.
• Manage reporting on aged loans, exception requests, bulge requests, other audit control needs.
• Ensure all client credit opportunities and approvals are in accordance with policy and procedures.
• Elevate credit risk or performance issues to management.
• Regular, reliable, and predictable attendance.

Marginal Functions

• Assist the President of Warehouse Lending with credit opportunities and term sheets.
• Collaborate with relationship managers for strategies and execution.
• Participate in department projects as assigned.
• Assist President of Warehouse Lending with marketing, travel, and conference schedule.
• Locate new opportunities and current market data.
• Liaison between sales staff, relationship managers, client services, and loan operations.
• Day to day customer service.
• Maintain compliance with and adhere to all state and federal regulations and bank policies and procedures, including, but not limited to Bank Secrecy Act, FACT ACT, Community Reinvestment Act, and EEO/AA/Fair Employment Practices.
• All other duties as assigned.

Minimum Educational & Experience Requirements

• Bachelor’s degree in business or related field (preferred)
• 3 years’ experience in mortgage banking or mortgage warehouse lending, and/or portfolio management (preferred)

Minimum Skill Requirements

• Knowledge of Mortgage Banking Origination, Capital Markets, and how to process sales
• Knowledge of loan closing, loan underwriting, and loan sales
• Knowledge of social media marketing across various platforms
• Experience with process management and mortgage-related data systems
• High proficiency with loan sale settlement process
• Ability to communicate with internal and external customers and problem solve
• Strong analytical ability

Physical Demands

In terms of an 8-hour workday, “occasional” equals 1% to 33%, “frequent” equals 34% to 66% and “continuous” equals 67% to 100%.  However, some duties are performed monthly, annually or sporadically throughout the year and are essential functions.  Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions of the position, if the accommodation does not impose an undue hardship that would require significant difficulty or expense.

• Continuous stationary position, particularly, but not limited to, at a desktop computer
• Continuous repetitive use of hands/arms; particularly concerning to typing, writing, phone & computer use
• Continuous communication: verbal and written, in-person, phone and electronic

Work Environment

• Office environment; remote and hybrid flexibility if determined by management.