Loan Reviewer and Quality Control Officer chez First PREMIER Bank

Location: Sioux Falls, SD
Shift: M-F 8am-5pm 
Job Schedule: Full-Time
Company: First PREMIER Bank

About the Role
Position will perform loan reviews for Retail and Indirect loans and may assist with portions of Agricultural and/or Business Loans. Assist with quality control (QC) Reviews for Mortgage Loans. Ensures safety and soundness of the lending portfolios as well as compliance with FPB Lending Policies, Guidelines/Procedures, QC Plans, higher risk regulations, and any investor, guarantor, or Government Sponsored Enterprise (GSE) requirements, such as Fannie Mae or Freddie Mac. 

Job Duties and Responsibilities 

• Essential duties and responsibilities include the following. Other duties may be assigned.
  • Complete and document loan reviews to help ensure compliance with FPB Lending Policies, Guidelines/Procedures, QC Plans, higher risk regulations, and any investor, guarantor, or Government Sponsored Enterprise (GSE) requirements, such as Fannie Mae or Freddie Mac. 
  • Execute loan review assignments independently in support of department objectives and strategy.
  • Complete assigned loan review work and project tasks in a timely and accurate manner.
  • Prepare potential loan review or QC findings when exceptions are identified, taking into consideration the root cause of the issue, and provide a realistic recommendation for enhancing internal controls or efficiency of operations.
  • Work with Internal Audit/Loan Review Management to communicate test results to business unit management.
  • Use discretion and judgement when performing loan reviews.
  • Responsible for personal development through continued enhancement of technical skills for assigned loan review areas.
  • Build relationships with the lending areas and other areas as needed.
  • Complete special projects as assigned.

Skills and Qualifications 

• Knowledgeable in one or more of the lending areas and/or an understanding of loan operations Foundational knowledge of lending, compliance, and safety and soundness requirements.
• Ability to perform and analyze data and/or results of loan review testing, independently and efficiently, delivering loan reviews in an organized and easy to understand style.
• Demonstrated ability to learn, grow, incorporate feedback, and apply new information.
• Strong written and oral communication skills.
• Coordinates and works well with others.
• Bachelor’s degree in business, accounting, or related field preferred.
• 1-3 years of experience in a loan review or QC, lending, auditing, or compliance preferred.
• Prior experience in loan review/lending/audit/compliance/internal controls is preferred.
• Professional certification related to lending a plus.

Competitive Benefits Package

• Full medical benefits when working 20+ hours per week
• Traditional and High Deductible health plan options available
• FREE dental and vision coverage
• Generous Paid Time Off plans
• 401(k) – dollar-for-dollar match up to 5% of total compensation
• Special discounts and offers for events at the Denny Sanford PREMIER Center
• PREMIER Wellness Program
• Paid Community Volunteer Hours – PREMIER averages 30,000 hours per year
• Fun Employee Parties

Our Culture

• Emphasis on personal success, respect, health, wellness, fun and giving back
• Employees are rewarded, valued, and celebrated for hard work
• Various Career advancement opportunities and growth
• Appreciation is shown through concerts, outdoor bashes, cash, car giveaways and more