- Professional
- Bureau à Nashua
Company: The Merrimack
Title: Senior Credit Analyst
Location: Nashua, New Hampshire
Position Details: Full Time, Monday-Friday, 8:00AM-5:00PM
*Salary negotiable based on level of experience
The Merrimack is seeking an experienced Senior Credit Analyst to join our team and play a vital role in evaluating and managing credit risk across a diverse portfolio of commercial banking clients.
We offer a competitive salary along with a comprehensive benefit package including but not limited to, medical, dental, vision, generous retirement savings plan, paid time off, paid parental leave, tuition reimbursement, professional development and the opportunity to work with a great team!
JOB REQUIREMENTS/DESIRED EXPERIENCE:
- Three to five years of related banking, finance or credit experience
- Previous commercial credit analysis experience with the ability to read, interpret and analyze business financial statements
- Excellent verbal, written and communication skills with the ability to work as part of a collaborative support team
- Skill in working with lending/credit software platforms; intermediate to strong spread sheeting (MS Excel) capabilities with ability to create ad-hoc reports efficiently from general specifications provided
- Ability to apply understanding of established policies (Loan, ALLL policies) in order to properly highlight and document exceptions during the review process
- Experience working with loan origination systems (LOS), specifically nCino, is preferred to support efficient loan processing and documentation.
PRIMARY RESPONSIBILITIES:
- Gather, organize and evaluate financial statements and other credit information
- Identify potential credit risks and loan opportunities among new and existing commercial customers
- Conduct annual financial reviews of the bank’s large commercial relationships
- Assess collateral adequacy, including calculating the collateral coverage ratio using policy advance rates
We believe in building genuine partnerships that encompass top of the line customer service delivered by a culture of teamwork, integrity and excellence. We take pride in the communities that we serve!
We are dedicated to providing challenging and rewarding career opportunities for our employees across the state. If you are looking for an opportunity to be part of an award winning team, we are interested in speaking with you!
We are an Equal Opportunity Employer. This includes veterans and individuals with disabilities.
