Mortgage Loan Closer chez FAIRWINDS Credit Union

At FAIRWINDS Credit Union, we’re more than a workplace; we’re a team on a mission. Join the credit union nationally endorsed by The Dave Ramsey Show, where every day is a step toward financial freedom - for our members and for you.

We are currently seeking a Mortgage Loan Closer to join our team at our East Orlando Support Center. In this role, you’ll play a critical part in ensuring accurate, compliant, and seamless closings that help members achieve their dream of homeownership.

Your Role in Our Mission:

• Review loan files to ensure compliance with regulations and loan program requirements, including familiarity with security agreements and legal documents

• Acquire any documentation required for closing to meet conditions of rate lock and secondary market

• Prepare closing instructions and documents, ensuring accuracy and completeness of notes, security instruments, Closing Disclosures, Right to Cancel notices, and other compliance documents

• Verify that all closing, underwriting, and pre-funding conditions have been satisfied

• Calculate and balance funding wires; fund loans to the credit union financial core as needed

• Review and confirm loan terms with borrowers, ensuring all parties attend closing

• Coordinate closings with members, attorneys, title companies, and other third-party vendors

• Verify accuracy and consistency of specifications on documents such as title commitments, surveys, flood reports, and insurance

• Disburse funds for construction loans

What Makes You a Great Fit:

• Minimum of 2 years of mortgage loan closing or related mortgage lending experience required

• Thorough understanding of mortgage loan documents, compliance requirements, and closing procedures

• Strong knowledge of TRID, RESPA, and other regulatory requirements impacting mortgage closings

• Proficiency with loan origination systems (LOS) and Microsoft Office Suite; prior experience with mortgage lending software preferred

• Exceptional attention to detail with the ability to identify and resolve discrepancies in legal and financial documents

• Strong organizational skills with the ability to manage multiple files and meet deadlines in a fast-paced environment

• Excellent verbal and written communication skills to effectively work with members, attorneys, title companies, and other third-party vendors

• Ability to work independently while also collaborating as part of a team

A Culture of Care and Reward:
You give your best, and we give back with a comprehensive and meaningful rewards package:

• Enjoy 11 paid holidays and generous paid time off to recharge and reset
• Build your future with a 6% 401(k) match
• Receive a $700 annual contribution to your Health Savings Account
• Access our comprehensive maternity leave program to support growing families
• Stay covered with medical, dental, vision, disability, and life insurance
• Grow your career through leadership development, tuition assistance, and advancement opportunities
• Earn rewards for financial wellness through our Debt Free Club and Dave Ramsey’s SmartDollar program
• Thrive in a purpose-driven, people-first culture where your impact matters

This is more than your next job. It’s your next step in changing lives; starting with your own!

About FAIRWINDS Credit Union
At FAIRWINDS Credit Union, Financial Freedom Happens Here. Headquartered in Orlando and proudly serving members for over 70 years, our mission - changing members’ lives on the journey to Financial Freedom - drives everything we do, with a clear vision: Members financially free. Through The FAIRWINDS Way, we champion a culture of integrity, accountability, and teamwork, and we’re nationally endorsed by The Dave Ramsey Show as a trusted provider of financial wellness. Recognized as one of Forbes’ 2024 Best-in-State Credit Unions and one of Orlando Business Journal’s Best Places to Work, FAIRWINDS is a top workplace where your purpose matters and your growth is supported every step of the way!